Are debit cards always 16 digits?
Emma Miller
Updated on February 06, 2026
Most bank cards have a 16-digit number (sometimes 13 or 19 digits). The first digit is the system number identifier (4 — VISA, 5 — MasterCard). The next 5 digits represent the issuing bank.
Can a debit card have 12 digits?
The credit or debit card number is usually 16 digit in length but can be a maximum of 19 digits.
Do ATM cards have PIN numbers?
All debit cards come with a PIN, but the PIN is not required in every situation. When you put a debit card into an ATM, you cannot withdraw money, check your account balance, or do anything else without entering the PIN associated with the card. However, not all instances require a PIN to be entered.
What is 16 digit number on debit card?
The last number of the debit card is known as a Check Digit. From this digit, it can be inferred whether the card is valid or not. This single digit is one of the most important ones on the card. Much like the last digit of a barcode, the sole purpose of this digit is to allow validation of the rest of the number.
What do the 16 digits on a debit card means?
On the front face of debit card, a 16 digits’ code is written. It is also known as a Permanent Account Number or PAN. First 6 digits are the Bank Identification Number and the rest 10 digits are a Unique Account Number of the card holder.
How can I find my ATM card number without my card?
You can visit your branch along with passbook or ID proof and ask your banker for the debit card number of your account. The bank representative may ask why are you asking for the debit card number as it is supposed to be with you, you better make sure to have a valid reason on why you need the debit card number.
Is your bank account number on your card?
Most banks also print the bank account number on the front or back of your bank card. However, this is not to be confused with the card number, which is the 16 digit number, usually placed in the middle of your bank card.
How can I find the 16 digits on my ATM card?
. On the front of ATM card there are 16 digits. there is a 3 digit CVV Number on the back side. You simply cannot get 16 digits out of 19. You have to apply for a new debit card as 19 digit Maestro cards are going to be obsolete after 31st December 2018. It must be an old mastering card .
How many digits are on SBI ATM card?
But now they have standardized to 16 digits. There are still some websites which allow you to type in a 19 digit card number but most sites will allow you only 16 digits.
Why are ATM card pins usually just 4-digit long?
That’s why banking institutions allow their ATM PINs to be just 4 digits in length. However, it doesn’t mean that you should choose a 4-digit PIN. The more digits you add to your PIN, the safer it gets (although it becomes a little harder to remember too).
