Are you required to use PayPal on eBay?
William Jenkins
Updated on February 10, 2026
In most categories, you must accept either PayPal or credit and debit cards. If you’re a managed payments seller, forms of payment will be automatically selected for you. PayPal is a safe and efficient way to get paid on eBay, and it’s the payment method used most frequently by our buyers.
How do I avoid PayPal on eBay?
PayPal charges private sellers no matter which online auction website they use – but there are ways to avoid it. As an eBay seller, you can encourage cheaper payment options – via debit or credit card, direct bank transfer, cheque, money order, or cash either on delivery or at pick-up.
Is there another way to pay on eBay besides PayPal?
In addition to paying with credit cards, debit cards, PayPal, Apple Pay and Google Pay, buyers can also pay with checks, money orders, bank transfers, cash on delivery, and payment on pickup for certain categories.
Can you sell on eBay without a PayPal account?
Sellers can now sell on eBay without PayPal. To do so requires opting into eBay’s new Managed Payments System. In Managed Payments, eBay processed payments directly and deposits them into the seller’s bank account without using PayPal as an intermediary processor.
How much does eBay and PayPal take from a sale?
PayPal is currently the standard for payment processing on eBay, and its fee structure is also straightforward. The company charges a 2.9% processing fee in addition to a set rate of $. 30 for each eBay sales transaction.
How much do eBay and PayPal take UK?
When an item sells, eBay charges a flat 10% of the sale price, including postage. PayPal’s cut is 2.9% of the final amount, including postage, plus 30p for each transaction. So sell something for £10, plus £3 delivery, and eBay will take £1.30 while PayPal takes 68p. This leaves you with £11.02.
How do I accept payment on eBay without PayPal?
You can accept payments by personal check, cashier’s check, bank-to-bank transfers or money order for certain eBay categories. These forms of payment are restricted to capital equipment, real estate, adult only and some motors categories.
How can I pay on eBay with a credit card without PayPal?
PayPal is the most common service used to purchase items on eBay, but luckily for those without PayPal accounts, eBay lets users pay through their “guest Checkout” feature using normal credit and debit cards as well.
Do you need a PayPal account to sell on eBay?
If you’re selling a few odds and ends that you found in your grandmother’s closet on eBay, a personal account is fine, but if you’re building an eBay business, you should open a PayPal business account. If you want an alternative to PayPal for processing payments, consider joining the managed payments on eBay program.
Do you have to have a PayPal account to use PayPal?
The standard version of a business account, like the personal account, is completely free to set up, with no account opening costs or monthly maintenance costs. In both cases, PayPal charges a percentage-based transaction fee only when you start doing business. You can accept payments via PayPal, credit cards, and debit cards.
When did PayPal become part of eBay?
PayPal was acquired by eBay in its early days in 2002, and the two firms have worked in partnership ever since. The changes mean that while eBay buyers can still pay with PayPal, sellers will be paid straight into their bank accounts. But some sellers have threatened to stop using the service over the move.
Is there an alternative to PayPal on eBay?
For those who want to try an alternative to PayPal on eBay, there isn’t much to choose from. eBay says that it allows: However, there are very few verified reviews of these alternative services online, suggesting that most sellers have been opting for PayPal. Also, some of these alternative online services are restricted to specific countries.