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The Daily Insight Hub

Can a 10 year old have their own debit card?

Author

Matthew Harrington

Updated on January 31, 2026

If a 10 or 11 year old wants a debit card, he or she is going to have to ask his or her parents. They will have to create the kid’s bank account if possible. Usually, anyone under the age of 18 cannot open banking accounts. A ten year old can get a debit card!

How old do you have to be to get a Halifax card?

18 or over
You must be 18 or over to apply. Arranged overdraft limits and interest rates vary based on your individual circumstances. *EAR is the Equivalent Annual Rate. This is the annual interest rate of an overdraft.

How can a ten year old get a debit card?

A ten year old can get a debit card! You should ask your mother or father to call or visit their banking institution. Then, they can ask a teller or manager whether or not they offer special kid’s banking accounts.

Is there a limit on how much my child can withdraw from a Halifax account?

The Halifax account comes with a Visa debit card which has a maximum withdrawal limit of £500 a day. Your child can manage the account online, through the mobile app, in a branch or over the telephone. The method of opening an account will depend on the age of your child.

How old do you have to be to open a Halifax bank account?

The Halifax account comes with a Visa debit card, which has a maximum withdrawal limit of £500 a day. Your child can manage the account online, through the mobile app, in a branch or over the telephone (if they are at least 16 years old). Similar to Lloyds, the method of opening an account will depend on the age of your child.

How old do you have to be to get a prepaid debit card?

Prepaid cards are available for kids as young as five. But debit cards linked to traditional checking accounts usually require your child to be at least 13. You can help your child transition to a prepaid debit card for teens once they turn 13, or you can help them open a checking account for teens if they’ve outgrown the prepaid card.