Can a 16 have a debit card?
Jackson Reed
Updated on February 12, 2026
A child can typically get a debit card at 13 when a parent or legal guardian opens a joint teen checking account on their behalf. Teen checking accounts are typically available until the child turns 18.
Can a teenager have a debit card?
Since teens must be 16 to get a checking account at many banks, families who want a card for the younger set can opt for prepaid cards. Parents can preload the card with a set amount of funds and reload the card as needed. A prepaid debit card can also eliminate a teen’s constant need to ask you for cash.
What kind of debit card can a 16 year old get?
Visa Buxx is a prepaid, reloadable Visa card created especially for teens. Visa Buxx makes it easy for parents to teach teens how to create a budget, manage money, and shop wisely. The card can be used everywhere that accepts Visa debit cards – that’s millions of locations worldwide.
Can a 16 year old get a debit card?
The only way you can get a debit card of your own without your parents knowing is if you have a savings account of your own. As you are 16 years of age, you are allowed to have a Savings Account without involvement of your legal guardian.
Can a 16 year old have a savings account?
As you are 16 years of age, you are allowed to have a Savings Account without involvement of your legal guardian. However you haven’t mentioned from where will you have money to put into this account to fund your use of debit card.
Can a minor get a debit card in India?
There are many Indian banks which allow minors to open bank accounts with Debit cards, however under parental guidance. You need to have money in your savings account to be able to use the Debit card. So go ahead and explain your reasons for getting a Debit card.
Do you need a bank account to use a debit card?
You can use your debit card to make purchases online. When you do this, you don’t need to give personal financial details to the online merchant. You also don’t need to create a separate online bank account to make purchases.