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Can a minor get a debit card without a parent?

Author

Sophia Koch

Updated on January 25, 2026

Minors aged 15-17 can open the account on their own without a parent or guardian present.

Can a minor use a debit card?

To obtain debit card, your child must open an account in their name. “It’s important to impress upon your kids the security measures that must be followed when using a debit card,” the youth advisor adds, as certain practices may place your child in embarrassing situations.

How can a minor open a debit card?

Among the most common ways to get minors banking is to open either a joint account or a custodial account. Almost any bank or credit union will offer these kinds of accounts, so you’ll just need to shop for the features that are most important to you.

Can a 15 year old get a Visa debit card?

To open any debit card, you need to be 18 years of age or older. For example, a teen debit card may not allow for mobile check deposits or online bill pay, although features vary by account. Furthermore, because teen debit cards are linked to an adult’s account, they come with important parental controls.

Can a parent give their child a debit card?

Parents can add a child’s name to their own checking or savings account and provide the child with a debit card that’s tied to that account. Parents must carefully monitor the account, though, since any withdrawals or purchases made may reduce the balance to the point where there’s not enough money to pay bills or pay for other purchases.

Can a 16 year old get a debit card?

The only way you can get a debit card of your own without your parents knowing is if you have a savings account of your own. As you are 16 years of age, you are allowed to have a Savings Account without involvement of your legal guardian.

Can a minor get a debit card in India?

There are many Indian banks which allow minors to open bank accounts with Debit cards, however under parental guidance. You need to have money in your savings account to be able to use the Debit card. So go ahead and explain your reasons for getting a Debit card.

Do you have to have ID to use a debit card?

Instead of writing checks to pay for purchases, more and more consumers are using debit cards. Generally speaking, a debit card does not require the user to show identification to the merchant.