Can a resident alien get a credit card?
Jackson Reed
Updated on January 25, 2026
Though it’s not always easy, foreigners living in the United States can get a credit card. Most immigrants and international students may be able to apply for secured credit cards or become authorized users on somebody else’s account.
Can you have credit card without SSN?
Getting a Credit Card Without a Social Security Number. If you are not eligible to receive an SSN, you may apply for an Individual Taxpayer Identification Number (ITIN) by the IRS, which can be used to apply for credit cards. However, secured cards may help people with no SSN or credit history build credit in the U.S.
Can a non resident get a credit card in Canada?
Can a non-resident get a credit card in Canada? Yes. Non-residents can get a credit card in Canada if they sign up for a newcomers banking package or put money down to get a secured or prepaid card.
Can a foreigner get a US credit card?
There are several options available for international students and immigrants seeking a credit card in the United States, even without a Social Security number or ITIN. Though it can be challenging, it is possible for non-U.S. citizens living in the United States to get a credit card.
Can an illegal immigrant have a credit score?
Offering credit to undocumented immigrants is controversial, and some lenders may choose not to do so for that reason. But it’s not illegal. There is no requirement that lenders verify a person’s citizenship or immigration status before issuing them credit, or check their Social Security number.
How can a foreigner build credit?
How Can Immigrants Build Credit?
- Get a U.S. credit card ASAP. Using a U.S. credit card and making on-time payments is one of the best ways to build credit.
- Check if your bank “at home” operates in the U.S.
- Apply for a U.S. credit card.
- Get a cosigner.
- Start with a secured credit card.
- Get credit for paying the rent.
Do all prepaid cards require Social Security number?
For online purchases and to keep from carrying large amounts of cash, it may be a good idea to have a prepaid card. Prepaid cards don’t require a Social Security number and can be opened by almost anyone.
Where can I Find my USCIS alien registration number?
On permanent residence cards issued after May 10, 2010, the A-number is the same as the USCIS number listed on the front of the card. The A-number can also be found on the back of the card. For permanent residence green cards issued between 2004-2010, the A number is listed after “A#” Alien Number on an EAD card:
How to get an alien number without a green card?
Who can get an Alien Number? 1 Anyone who applies for a green card receives an Alien Number. 2 F1 student visa holders get an Alien Number without having a green card. 3 If you already have work authorization.
Can a person apply for a credit card if they are undocumented?
But it’s not illegal. There is no requirement that lenders verify a person’s citizenship or immigration status before issuing them credit, or check their Social Security number. Instead, lenders have asked for proof of employment or a customer’s ITIN — an individual taxpayer identification number — to prove identity and fitness for the loan.
Can a foreign national apply for a credit card?
If you’re a foreign national living in the United States, you’ll want to apply for a credit card to build good credit. However, you probably don’t have a Social Security number, which all credit card applications ask for.
