Can a teen use a prepaid credit card?
Rachel Davis
Updated on February 12, 2026
The best thing about prepaid debit cards for minors is that they don’t work like a credit card or prepaid credit card (secured credit cards). Spending is often limited to only the amount available on the card. That way, your child can use it just like a bank card.
Can you buy a prepaid visa under 18?
Individuals cannot purchase a prepaid credit card until they reach the age of 18.
What is the best reloadable prepaid card for teenager?
Best Debit Card for Teens of 2021
- Best Overall: Copper Banking.
- Best for Earning Interest: Capital One MONEY Teen.
- Best for Multiple Users: Bluebird Prepaid Debit Card.
- Best for Online Security: Jassby Virtual Debit Card.
- Best Checking Account Debit Card: Chase First Banking.
- Best Prepaid/Reloadable Card: FamZoo.
Can my child use my prepaid card?
Yes, there are many providers who offer a bank card for kids. Children as young as six years old can get some prepaid cards, but an adult will need to manage the account.
Can a 14 year old use a Visa Gift Card?
1. Visa or Mastercard Gift Cards. Since these gift cards can be used wherever Visa or Mastercard are accepted, teens can use them to buy gas, school lunches, after-school snacks, movie tickets, a smoothie during break-time and more.
Can my 15 year old get a debit card?
A child can typically get a debit card at 13 when a parent or legal guardian opens a joint teen checking account on their behalf. Teen checking accounts are typically available until the child turns 18.
To help out, many parents now give their teens prepaid credit cards, which can be used anywhere that accepts regular credit cards. Simply load the money onto the card and your teen can spend until the money is gone.
Is it safe for a teen to use a Visa card?
It’s a safe, easy, and convenient way for your teen to make purchases wherever Visa is accepted, complete with chip technology for fraud protection. You can monitor your teen’s spending online, plus you can set up email and text alerts that notify you about the card’s remaining balance and other account information.
Is it easy to get a Visa prepaid card?
Make purchases anywhere Visa Debit cards are accepted. Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card and there’s no credit check required. Get a Visa Prepaid card.
What kind of debit card do teens use?
Prepaid debit cards are prepaid debit cards. Those marketed specifically to teens, college students, or families work exactly the same way as other prepaid cards. So, why bother with these “teenager” cards? Well, some prepaid card companies add extra features that can be enticing to parents.