Can ATM be used for online shopping?
Andrew Campbell
Updated on January 26, 2026
* You can transact online immediately with your BancNet ATM Card Number and ATM PIN.
Can we use ATM card instead of debit card?
An ATM card is a PIN-based card, used to transact in ATMs only. While a Debit Card, on the other hand, is a much more multi-functional card. They are accepted for transacting at a lot of places like stores, restaurants, online in addition to ATM.
Why can’t I buy things online with my ATM card?
In some cases, banks set a security measure that prevents your card to be misused online. So when you enter your card details on websites, your card prevents you from carrying out the transaction. So you are required to contact your bank and verify that you are yourself authorizing the transaction.
How can I use my ATM card for online payment?
Online shopping using ATM/Debit Card PIN
- Select your product and checkout.
- Go to the payment page and choose “DEBIT CARD + ATM PIN” option.
- Enter your Debit Card details and ATM PIN.
- Click on ‘Submit’
- Your transaction is complete.
Is ATM card a debit or credit card?
An automated teller machine (ATM) card and a debit card are similar. However, while both cards can allow you to withdraw cash, usually only a debit card has a Visa or Mastercard log allowing it to be used to purchase goods and services. An ATM card can only be used to withdraw funds from your account.
Can you use an ATM card with a credit card?
Before ATM cards, you could only make purchases online if you had a credit card. If your ATM card is associated with Mastercard or Visa, then you can use it online as well to make purchases. There will be a field at checkout that you need to fill in.
Where is the best place to use an ATM?
A credit card creates a buffer, giving you more time to fix any problems. Choose ATMs wisely: The best place to use an ATM is inside a locked or secured building because the machines are less vulnerable to tampering. Bank branch lobbies are a good example of these locations.
How does cash back work with an ATM card?
If you want cash back (in place of going to an ATM machine), this amount will be added to the total of your purchase and will be deducted from the account that matches the ATM card. Before ATM cards, you could only make purchases online if you had a credit card.
Can a debit card be used at a store?
These cards typically cannot be used to make purchases at stores, as they do not have the major credit card network logos on them. Debit cards, also known as check cards, do everything ATM cards do but can also be used for purchases anywhere credit cards are accepted, including retail stores and online sites.
