Can I add someone to my credit card account?
Sophia Koch
Updated on February 12, 2026
To add an authorized user, contact your credit card issuer by phone or by logging on to your online account. The card issuer will need the authorized user’s personal information, including their name, address, date of birth, and social security number, to process the request.
Does adding an authorized user to credit card help their credit?
When you add an authorized user to your credit card account, information from the account — like the credit limit, payment history and card balance — can show up on that person’s credit reports. That means their credit can improve as a result of being added to a credit account you keep in good standing.
Does Chase allow authorized users?
You can add anyone as an authorized user to your Chase credit card. It doesn’t have to be a family member, and Chase doesn’t have minimum-age limitations for authorized users. All you’ll need to provide is the authorized user’s name, birth date and address.
How many authorized users can be on a Chase credit card?
There is no limit on how many Chase credit card authorized users you can have, but it’s important to note that the primary cardholder is financially liable for all charges on the account, including authorized user fees. And adding an authorized user is free on most Chase credit cards.
Does Chase authorized user need SSN?
Chase does not require a Social Security number (SSN) for authorized users. Once you’ve confirmed all the information is accurate, click “Add Authorized User.” Or, to add an authorized user by phone, call customer service at (800) 732-9194.
Does being removed as an authorized user hurt credit?
You’re generally able to remove yourself as an authorized user by calling the credit card issuer and requesting the change. The account will no longer appear on your credit report, and its activity will not be factored into your credit scores.
Can you add a family member to a Chase credit card?
You can add anyone as an authorized user to your Chase credit card. It doesn’t have to be a family member, and Chase doesn’t have minimum-age limitations for authorized users. All you’ll need to provide is the authorized user’s name, birth date and address.
Is there fee for adding an authorized user to a Chase credit card?
Is there a fee for adding an authorized user to a Chase card? Adding an authorized user is free on most Chase credit cards. However, you will have to pay $75 for every authorized user you add to the Chase Sapphire Reserve. Parents often add their children to their credit card accounts to help them build their credit.
How to become an authorized user on someone else’s credit card?
In order to get added as an authorized user on someone else’s credit card, the cardholder will need to contact their bank or card issuer and request that you be added to their card account. They will need to provide some basic information to confirm your identity, as well as your name, Social Security Number, date of birth and contact information.
How do I add someone to my credit card?
If you have a credit card already, contact the company and they’ll add the person to your account and send a card with their name on it. Thanks! If an added user lives in another state, will the person get a separate bill? No]