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The Daily Insight Hub

Can I exchange an item with a receipt?

Author

Daniel Santos

Updated on February 12, 2026

If you have lost your receipt, but have the transaction on your bank statement, the store can accept this, alongside the same card being present. Without a receipt you may be offered a credit note (for use in-store) or an exchange, at the last/current selling price of the item.

Can you exchange or return without receipt?

Stores often try the “no refund or return without a receipt” line. But where an item fails, shops do not have the right to demand a receipt. A credit card slip or statement or even the say-so of a person who was present when the products were purchased, are legally enough.

Why is it important to have a receipt when exchanging or returning a product?

A receipt is proof of purchase for customers because they list the products bought, prices, and your business information. That way, you can verify that the purchase was made from your business. Exchanges without receipts are accepted. Returns without receipts will result in store credit.

What is the return policy at the Exchange?

An even exchange or refund can be made within 90 days, except as follows. 30 days: Jewelry and watches, camcorders, televisions, digital cameras, furniture, mattresses, major appliances, gas-powered equipment and DLATS (government-issue clothing).

Can a store refuse a refund?

A business can refuse to give you a free repair, replacement or refund if: you simply changed your mind. you misused the product or service in a way that contributed to the problem. you asked for a service to be done in a certain way against the advice of the business, or were unclear about what you wanted.

What to do if you lose a receipt?

Most companies keep copies of receipts, but it is best to contact the store to see if a reprint is possible. If you have a lost receipt, your best plan of action probably is to contact the place that gave you the original copy and see whether the store can reprint the receipt for you.

Where can you return without receipt?

Most of the stores listed below will return or exchange an item without a receipt and give you 90 days or more to make the transaction.

  1. Nordstrom.
  2. Kohl’s.
  3. REI.
  4. Bed Bath & Beyond.
  5. L.L. Bean.
  6. J.C. Penney.
  7. Wal-Mart.

How do I get around return policy?

Here’s how to get your money back on absolutely anything:

  1. Find out the return policy before you pay.
  2. Proof of purchase goes a long way.
  3. Be strategic with in-store returns.
  4. Use this secret weapon.
  5. Get money back for shoddy services too.
  6. Get your credit card company involved.
  7. Get your money back for credit card late fees.

What is a good return policy?

The best Policy you can have is the simplest one. You can return a product for up to 30 days from the date you purchased it. Any product you return must be in the same condition you received it and in the original packaging. Please keep the receipt. Return a gift or Gift refunds.

Why is it important to have a return policy?

A concise and clear return policy gives consumers a feeling of security; that what they are buying is guaranteed to be what it is represented to be. If a retailer doesn’t give this guarantee, then consumers often become suspicious and avoid buying the product.

Can you exchange or get a refund without a receipt?

Can you exchange or get a refund without a receipt? If you simply change your mind, the retailer has no legal obligation to give you your money back, should you return an item without a receipt. However, many stores will offer an exchange or credit note, so its always worth asking.

When do you have to accept a return from a shop?

told you they’ve accepted it (having had enough opportunity to inspect the item before confirming they’ve received it) You must repair or replace an item if a customer returns it within 6 months – unless you can prove it wasn’t faulty when they bought it.

How to acknowledge return for exchange, refund or credit?

Explain your decision to grant the exchange, refund, or credit. Thank the customer for his or her business and encourage future purchases. Since the reader may be dissatisfied or defensive, make this letter especially courteous. You may wish to apologize for the inconvenience, but emphasize that you are making restitution. Copied!

What happens if you don’t have a receipt for a product?

If your goods are faulty and you don’t have the receipt, you still have the right to a repair, refund or replacement as under the Consumer Rights Act. You just need to show proof of payment, such as a bank statement with the transaction on it.