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The Daily Insight Hub

Can I find my pensions using my NI number?

Author

Emma Miller

Updated on January 09, 2026

You can perform a SERPS pension check by writing to HMRC with your NI number and a few other personal details, including full name, previous name, address and date of birth. You’ll then need to contact the providers to see how much any pension is worth and whether you can access them.

What happens old pensions?

At anytime, before 55 or after (57 from 2028), you can move your old workplace pension to a new scheme and combine all of your old pensions into one. Although you may not be able to withdraw the money in your pension straight away, you’ll always have control over how it’s invested.

What happens to your pension if you leave your job?

Typically, when you leave a job with a defined benefit pension, you have a few options. You can choose to take the money as a lump sum now, or take the promise of regular payments in the future, also known as an annuity. You may even be able to get a combination of both.

Can PensionBee find old pensions?

PensionBee can combine and transfer your old pensions If you want to combine your pensions into a PensionBee plan, we can try and match your pensions information with our database to locate your pensions.

Where can I find old age pension records?

Pension records after mid-1909are held by the National Archives of Australia, to whom enquiries should be directed; but two Queensland sources may give some information: Police Department correspondence re old age pensions and invalid pensions 1908-1952.

How to trace a pension in the UK?

The Pension Tracing Service will only tell you the contact details of the pension’s administrator. You will then need to contact the pension administrator to find out whether you have a pension, what value it is and to ask for it to be paid out. For more information call the Age UK Advice Line on 0800 678 1602.

Where can I find pension records in Queensland?

May give age, district, how long in Queensland, and remarks re death date, movement to another district, etc. Pension records after mid-1909are held by the National Archives of Australia, to whom enquiries should be directed; but two Queensland sources may give some information:

How can I find out my former employer’s pension plan?

If you were represented by a labor union, it may have information about the pension plan. Former co-workers. Colleagues who stayed at your former employer longer than you did may be able to tell you what happened to the company. The plan administrator.