Can I get a loan on my Direct Express debit card?
Rachel Davis
Updated on January 19, 2026
6.23 Can I get a loan or cash advance from the Direct Express® card? No. Funds are not available for use until the federal benefit payment is deposited to your card account.
Can I get a cash advance on my SSI Direct Express card?
The Direct Express card is a prepaid card, not a credit card. Therefore, you will not be able to get cash loans or advance on your government benefits at an ATM. However, you can use the card to withdraw benefit payments that have already been deposited to your account.
Can I get a payday loan with a prepaid card?
Can I Get an Online Payday Loan With a Prepaid Debit Card? Yes, if you have a prepaid card account, you can receive quick cash to your account. In some cases, borrowers prefer this type of transaction as they can use their card account for shopping, paying bills, and so on with ease.
Can I get money off my Direct Express card without the card?
You cannot withdraw money from Direct Express without the card. The only ways to withdraw money are at an ATM, by obtaining cash back at a retail location, or by visiting any bank or credit union that displays the MasterCard acceptance mark and getting cash from a teller.
Does Walmart do payday loans?
Walmart does not offer any personal loans, but its employers in certain cases can access their earned salary before the payday.
What loan places accept prepaid cards?
Prepaid card loans online. Visit some websites that can give out loans that accept prepaid accounts, such as LendYou, Cash Central, Speedy Cash and TitleMax. PersonalLoans.com is a direct lender that offers personal loans and says that most of their loans require a valid checking account.
What bank is Direct Express under?
Comerica Bank
The Direct Express® Debit Mastercard® card is issued by Comerica Bank, pursuant to a license by Mastercard International Incorporated. Mastercard® is a registered trademark of Mastercard International Incorporated.
Can you borrow money from your Social Security?
No, you cannot borrow from your current or future Social Security. Through the years, there have been talks about allowing the option for loans from Social Security. However, the system was never designed to allow such a thing. Social Security was established in 1935 by Franklin Delano Roosevelt.
Can you get a payday loan with direct express?
With a cash advance on a direct express card, you are able to pay so much. You are able to gain financial freedom and you are able to work with a trusted source for all of your payday loan needs and wants. Payday loans on SSI are easy to use and provide the user with a way to cash on the many benefits that follow.
How does the SSI Direct Express card work?
The loans using the SSI direct express card are transferred almost instantly after you have been approved and provided your information. This way, you do not have to wait days for the money to come through, or even weeks. You can have the cash you need right away when you apply for it.
Is it easy to get a payday loan?
The loan can go straight to the direct express card, so then it can be used on the many things that the person would want to use it on. With direct express card loans, they are one of the easiest loans to get. You don’t need to have a perfect credit score, either. You just have to show that you have a job or are getting money from a paycheck.
Can a SSI debit card be used for a payday loan?
Those that require money ahead of time, payday loans with SSI debit card can be used to pay for their bills and other needs without having to find a new way to get the money.