Can I get a secured credit card with ITIN number?

The takeaway: Applying for a credit card is more difficult without a Social Security number, but it’s certainly possible with an ITIN. Once you have an ITIN, you’ll have to build credit with a financial product such as a secured card before applying for a typical unsecured credit card.

Is Social Security number required for credit card application?

Credit card issuers aren’t required to ask for a Social Security number on the card application, but many do anyway. The good news is that some issuers will accept an ITIN instead.

Can someone run a credit check without a Social Security number?

You can get a credit score even without a Social Security Number (SSN). Your credit score is derived from various details in your credit report – sensitive details, including your name, address, date of birth, and SSN. A credit score can affect different aspects of your life, even if you’re not a U.S. citizen.

Can I use credit karma with ITIN?

We cannot accept an Individual Tax Identification number (ITIN). Credit Karma Tax is only available to U.S. residents with a Social Security number. If you get denied for a SSN, you can apply for an ITIN using Form W-7.

Can I trust credit karma with my SSN?

Your Social Security number (SSN) is a unique way to identify you, which makes it key to locating your credit files. In some cases, though, we may need your full SSN to ensure a correct match. We cannot accept an Individual Tax Identification number (ITIN). Rest assured that we’re committed to keeping your info safe.

Which is the best credit card without a Social Security number?

The best credit card without a Social Security number requirement is the Capital One® Platinum Credit Card. Applicants can use an ITIN instead of an SSN. Capital One Platinum also has a $0 annual fee and a $0 foreign transaction fee.

Can you get a Bank of America card without a Social Security number?

Bank of America offers credit cards without a social security number if you apply in person. Two cards available with an ITIN are the Bank of America® Travel Rewards Credit Card * and the Bank of America® Cash Rewards Credit Card *.

Can a secured card be upgraded to an unsecured card?

When transitioning to an unsecured card, it is customary for lenders to be conservative with a credit limit. As your credit score increases, you may be able to request a higher credit limit. Here’s a sampling of secured cards and what’s required to upgrade to an unsecured card:

Can you get a Capital One credit card without a Social Security number?

The Secured Mastercard® from Capital One is available to eligible applicants with an ITIN and limited credit history. It has $0 annual fee and None foreign transaction fees. Capital One also offers a few unsecured credit cards to ITIN applicants, making the secured card a great stepping stone.