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Can I get an online payday loan with a prepaid debit card?

Author

Sophia Koch

Updated on January 19, 2026

If you have a prepaid debit card, you can easily apply for a loan online. Once your application has been approved by the lender, you will get the money on an eligible loan account and your prepared debit card will be registered with it.

Can I get a payday loan with only a debit card?

Payday Loans with Debit Cards Similar to normal payday loans that you would get online, you can also get your payday loan as a direct card loan by receiving a prepaid debit card. Essentially, if you get a payday loan with a debit card, you are just getting the money in the form of a card that already has money on it.

Can you get a loan with MetaBank?

Oportun and MetaBank announce partnership to make affordable and responsible personal loans available across the nation. Expected to launch in mid-2021, the partnership will offer affordable personal loans that are designed for low- and moderate-income (LMI) individuals with limited or no credit history.

Can you get a cash advance on your debit card?

Yes, you can use your debit card to get a cash advance. A debit card cash advance is different. Instead of adding funds to a revolving balance, a debit card cash advance withdraws that money directly from your checking account.

Can I get a cash advance on a debit card?

Yes, you can use your debit card to get a cash advance. When you think “cash advance”, you’re probably thinking about a credit card cash advance. In terms of where the money comes from, a debit card cash advance is exactly the same as taking out money from the ATM.

Does Dave accept prepaid cards?

The Dave App doesn’t perform a credit check ever. Dave is a simple budgeting tool. Update: I contacted the Dave App company to uncover if they take prepaid cards or not, and they said please note prepaid account & cards are not currently supported because they do not incur fees.

Can you get a payday loan with a debit card?

Many payday lenders offer prepaid debit cards, but not all will load your cash advance onto a debit card. Like with any short-term loan, prepaid debit cards loans are best used as a last resort — they can come with rates that top 700% APR. These lenders will load a payday loan onto a prepaid debit card that you can swipe at stores or online.

Can a payday loan be transferred to a Netspend debit card?

Banks who offer unsecured personal loans should also be able to transfer to a Netspend prepaid debit card. Netspend also allows for your paycheck and payday loans to be transferred directly onto the card.

How can I get a loan with a prepaid debit card?

If you have a prepaid debit card, you can easily apply for a loan online. Once your application has been approved by the lender, you will get the money on an eligible loan account and your prepared debit card will be registered with it. You will get a card in person or it can be sent to your via by mail.

Can you put money into your Netspend account?

Netspend does allow several payment options to put money into your card. So if you are taking out a loan from another lender, when you receive money from your loan lender, it is best to check if their policy allows a transfer to your Netspend account.