Can I own a debit card at 13?

What age can a child get a debit card? A child can typically get a debit card at 13 when a parent or legal guardian opens a joint teen checking account on their behalf. Teen checking accounts are typically available until the child turns 18.

How old do you have to be to have a debit card in Virginia?

15 years old
If you have a Virginia Credit Union checking account and are at least 15 years old, just call Member Services at 804-323-6800 or 800-285-6609, send a secure message within online or mobile banking or visit a VACU branch to request a debit card. We can also help you open a checking account if you don’t have one.

Can an 12 year old get a debit card?

Some institutions don’t permit minors to have debit cards under their own name until they are at least 16, but others offer them to children who are 13 or even younger. Children have their own debit card, but parents can check spending online or on a mobile app.

How old do you have to be to get a debit card in Washington state?

18
A: You have to be 18.

Can a 13 year old get a debit card at Chase?

Chase High School Checking is for student ages 13-17 at account opening with their parent/guardian as a co-owner. The parent must have an existing qualifying Chase checking account which must be linked to the High School Checking account.

What banks can a 12 year old get a debit card?

Child bank account with debit card

• Bank of America Minor Savings Account.
• Capital One Kids Savings Account.
• Greenlight debit card and app.
• American Express Serve prepaid debit card.

How old do you have to be to have a debit card?

Banks may offer these accounts to minors around age 16. While parents still have to sign as joint account owners for students under 18, this type of account is tailored specifically to the needs of high school and college students. You get a debit card and have the same basic privileges in using it as you do with a joint account.

How does a minor get a debit card?

Some banks allow minors access to a debit card when they open a join checking account with parents. Joint Accounts. A joint account means you share benefits and responsibilities of the account with other owners. A parent often can open a joint account with a minor at the bank.

How old do you have to be to have an ATM card?

At 15 years old, you are able to have an ATM card. An ATM card can be used at the ATM only and purchases cannot be made with it. The account must be a joint account with a parent/guardian until you are 17 years old. Once you are 17 years old, you are able to have an account in your name only.

How old do you have to be to have a joint bank account?

Some banks limit joint accounts with minors to those ages 14 and older. With a joint bank account, both account holders get a debit card. Each can use the card at automatic teller machines to withdraw cash, or at store registers to pay for items.