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Can I pay online with PayPal without credit card?

Author

William Jenkins

Updated on January 30, 2026

Can You Use PayPal Without a Credit Card? Absolutely; you can make payments and receive money on PayPal without a credit or debit card. However, you will need to create a PayPal account and link your bank account to it. It withdraws money directly from your bank account to make the payment.

How do I pay with PayPal balance instead of credit card?

If there’s money in your PayPal balance, you can use it to make a payment or you can transfer it to your bank account. If it doesn’t cover the amount of the transaction, we will charge the remainder to your credit card. If you’ve linked a bank account instead of a credit card, we’ll use it if it is confirmed.

Can you pay with just PayPal balance?

Very easy. Whenever you are paying online, you will see PayPal as an option on the merchant site, select PayPal, login to your PayPal a/c and just confirm the payment. Done! Funds will be deducted from your PayPal balance.

Can you use PayPal without a credit card or bank account?

Yes, you can use PayPal without a debit or credit card, however, most of your payment transactions will not be instant.

Can I pay PayPal with a credit card?

You can use most credit cards on PayPal – here’s how to add a card and link it with your account to make purchases. Add a credit card to your PayPal account on your Android or iPhone by selecting the gear icon in the top right of the app screen, and accessing the “Banks and Cards” menu from the settings list.

Can I pay with PayPal and credit card?

You can use Visa, MasterCard, Discover, or American Express cards that have a registered billing address to make PayPal payments. However you choose to pay, we’ll send you a receipt every time a payment is made from your account so that you can keep track of your transactions. …

Why can’t I use PayPal balance to pay?

In order to use a balance as a payment method, you need to have a balance account linked to your personal account. While you can’t use your balance to send money or make purchases if you don’t have a balance account, you can still receive payments and send money from your bank account, debit card, or credit card.

Can I pay with PayPal and Credit Card?

Can I use PayPal without linking a bank account?

You can use an “unverified” PayPal account (meaning you don’t have a bank account or credit card) however, you won’t like the experince. You are limited as to sending, receiving and withdrawing your funds. For example, PayPal can hold any funds you receive for up to 21 days or place a review on any funds you send.

Is it possible to pay on PayPal without an account?

Debit/credit card: Possible to make a payment on PayPal without an account if you pay with credit/debit card: Paying with card brings much higher fees than paying with balance or linked bank account . Domestic payments cost 2.9% of the amount + $0.30³ . International payments cost even more

How to use PayPal without a linked debit or credit card?

Yes, you can — here are 6 things you can do on PayPal without a linked debit or credit card Request and receive money from others. Asked and answered. A request for $5.00 is completed, and not a card was kept on… Send money to others. Click the “Send” button to send money using your PayPal …

What happens when I pay with my PayPal balance?

If you read below the reply that I picked as the solution, I mentioned that once I chose the credit card option, it said it would take the money from my balance first and then the credit card. And that’s exactly what happened when checking my PayPal payments.

Can you pay with a PayPal balance in Canada?

I’m from Canada but I have US funds on my business PayPal balance and the US online retail company (Everlan) allows PayPal at checkout. However, when I go to select PayPal as my method of payment, PayPal only allows me to select either my bank account or credit card as payments but not my balance.