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The Daily Insight Hub

Can I rent a house with a poor credit rating?

Author

Sarah Martinez

Updated on February 18, 2026

Yes, it’s possible to rent a property with bad credit. If you’re not going through an agency and using a private landlord instead, you may not need a credit check to rent a house or flat. It’s still a good idea to find out your credit score and see where you stand before taking out a tenancy.

Can I still rent if I fail a credit check?

If you fail a credit check, explain why you think this might have happened. If you know you can pay the rent, tell your landlord or letting agent. They might still rent to you if you offer to pay a larger deposit, more rent in advance or if you can get a guarantor.

Where can I get housing assistance in Idaho?

Assistance can be paid in all Idaho counties EXCEPT Ada County. Residents of Ada County should apply through the Boise City/Ada County Housing Authorities here. Can non-citizens apply? Yes. I don’t know when I will start earning income or when I will be financially stable again, will I still qualify? Yes.

How to get emergency rent assistance in Idaho?

The program is equipped to receive assistance requests via telephone. Simply call 1- 855-452-0801 and allow the customer service agent to act as your proxy in submitting your application. They will let you know what information and documents are required to receive assistance.

What to do if you have difficulty making your mortgage payment in Idaho?

If you anticipate you’ll have difficulty making your mortgage payment, we encourage you to contact your loan servicer. If you have an Idaho Housing loan, there are options available.

How does HUD help the homeless in Idaho?

Many Idahoans face homelessness, or the risk of becoming homeless, each year. In response to growing concerns, the U.S. Department of Housing and Urban Development (HUD) grants funding to nonprofit and governmental bodies across the United States to combat homelessness.