N
The Daily Insight Hub

Can I see what I bought on my credit card?

Author

Andrew Campbell

Updated on February 07, 2026

A: Credit card statements do not specifically show what you bought. They do not itemized items you purchased. You will have to rely on the store receipt for that information.

How can I see how much I spent on my credit card?

5 Easy Ways to Track Credit Card Spending

  1. Get Credit Card Transaction Alerts. Most credit card companies let you sign up for transaction alerts, which send you an e-mail or cell phone text message whenever there’s unusual activity on your account.
  2. Use Text Message Banking.
  3. Monitor Credit Card Account Online.

Do credit cards have a purchase history?

Credit card issuers have access to a wealth of information about where you shop, how much you spend and how often. Every time you make a purchase on a credit card or debit card, a record of that transaction is logged into a database of information collected by your credit card issuer.

Can banks track online purchases?

It’s likely they will tell you to dispute the charges with your bank, but the merchant may have security cameras that show when who performed the transaction. If it’s an online purchase, an investigation can be made to track the shipment of the product to whoever was stealing your money.

How far back can you see credit card purchases?

The IRS retains the right to audit anyone’s financial history for up to six years. In this case, it’s wise to keep credit card statements for at least three years, preferably six if there is a very high risk of audit.

Can your bank see your purchases?

Even though banks only know where you’ve shopped — and not specifically what you bought — they’re often able to make educated guesses. The bank can then infer other things you may like.

How long do credit cards keep transaction history?

How many years of credit card statements should you keep?

three years
Credit Card Statements: Keep them for 60 days unless they include tax-related expenses. In these cases, keep them for at least three years. Pay Stubs: Match them to your W-2 once a year and then shred them. Utility Bills: Hold on to them for a maximum of one year.

How can I check the recent purchases on my credit card?

If you have multiple cards through the same company, select the credit card you want to check the purchase on. Choose “Recent Activity,” and all the recent purchases appear in a list format with the most recent at the top. Look through the list for the purchase in question.

Where can I go to check my credit score?

In addition, credit card issuers will obviously check your credit before approving you for an account. And you can check your latest credit score for free on WalletHub if you want to see what type of credit card you can qualify for.

Is there a way to track credit card purchases?

As you can see, there are a myriad of reasons for tracking your credit card purchases. Of course, how you do it is completely up to you. However, if you follow these steps and methods you’ll be confident in your budget, how your credit card works, and your ability to catch fraudulent behavior on your account.

Where can I find proof of purchase on my credit card?

Search the credit card company website for your online statement. Once you locate the statement that you need, you may print it out for your proof of purchase. Call the credit card company if you do not have an online account or if you never look at your statements and toss them into the trash. Request copies of statements to be mailed to you.