N
The Daily Insight Hub

Can I set up a PayPal account without a debit or credit card?

Author

Isabella Turner

Updated on January 23, 2026

You can use PayPal without a credit or debit card on file, though you’re somewhat limited in what you can do on the platform.

Is it safe to register debit card on PayPal?

Paying with your debit card through PayPal is safer than just using your debit card. Merchants (as well as hackers, thieves, and employees) only see your email address—your PayPal username—and some personal information when you use PayPal.

Does a PayPal account have to be linked to a card?

Do I need a bank account, debit card, or credit card to set up my Money Pool? No, you only need a PayPal Personal account. If you want to transfer the money you receive, just add a bank account to your PayPal account.

Can you pay someone on PayPal without an account?

If you don’t have a PayPal account, you can create a new one before you pay. If you don’t want to create an account, you can pay using a debit or credit card. Review the money request or invoice, and then click Pay Now to complete your transaction.

What happens if I send money to someone without a PayPal account?

You can send money to anyone with an email address but in order to claim the funds they would have to open a PayPal account. What happens is that you send the money to their email address, they get an email letting them know they have received funds.

Can you pay a PayPal bill with a debit card?

You can pay for purchases via a debit card, no problem. You can’t pay a paypal credit bill via a debit card, bank account or funds in your paypal balance only. You can’t ‘add’ funds to a paypal balance via a debit card only a linked bank account. Advice is voluntarily given.

Can you add a credit card to your PayPal account?

Re: Please add a debit or credit card to complete your purchase. You have been lucky, normally paypal don’t allow you to use funds in your paypal account balance without verifying your paypal account first with a debit or credit card. Advice is voluntarily given.

Can you send money from your bank account to PayPal?

Community Answer. Yes, you can. You won’t be able to move funds from your bank account to your PayPal account, but you can load it with a debit card, credit card, PayPal gift card, or have other people send you money.

Is it possible to have multiple PayPal accounts?

This is possible. However, for your security, a card can only link to one PayPal account at a time. To add your card, sign into your PayPal account. Go to Profile and click Add/Edit Credit Card. Select the card type, enter the required details and click Save. Is it possible to have multiple PayPal accounts?