Can I use credit card to buy euros?
Matthew Harrington
Updated on January 26, 2026
If you plan to exchange currency in the UK, it’s best to avoid paying for the transaction by credit card, unless you have one that doesn’t charge a ‘cash advance fee’ or it’s provided by an issuer that also runs its own foreign exchange bureaux, such as M&S.
Can you exchange currency with credit card?
While you have to exchange your dollars for a foreign currency when using cash, a credit card can convert your currency automatically. However, credit card currency conversion can sometimes come loaded with fees, even if you have a card with no foreign transaction fees.
Can I use credit card for international transactions?
Despite minor disadvantages, Credit Cards and forex cards are among the safest options to transact in while you are abroad, as you can travel cash-free and complete your transactions at a cheaper exchange rate.
What is the cheapest way to get Euros?
The cheapest places to buy Euros abroad are usually banks. European banks will take foreign cash and change it to Euros using the most current exchange rate. Most banks do not charge a transaction fee for the service; if they do, it will usually be smaller than an ATM’s or a currency exchange’s.
Where is the best place to get Euros?
Covent Garden FX Travel Money. Exchange rate.
Which credit card has the best foreign exchange rate?
MasterCard Comes Out on Top!
- The Platinum Card® from American Express Exclusively for Mercedes-Benz.
- American Express Starwood Preferred Guest (Small Business)
- Chase Sapphire Preferred (Visa)
- Chase Ink Plus (Visa)
- Citi Prestige (MasterCard)
- Discover it® Cash Back.
How do I convert my credit card to an international card?
How to activate usage of International Debit Card
- Log on to Net Banking with your credentials.
- Click on Cards tab and go to Debit Cards menu.
- Click on Request.
- Select ‘Set International / Domestic Usage’
- Select the option ‘Card to be enabled for International and Domestic Use’
Should I get euros before going to Europe?
Resist the urge to buy foreign currency before your trip. Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.
Is now a good time to buy euros?
Despite being the best performing currency on exchange rate markets today, it’s not time to buy the euro according to Kathy Lien, currency analyst at BK Asset Management. Key Quotes: “Until that happens, the central bank will remain cautious, growth will be slow and the euro should underperform other currencies.
Can a credit card be used to pay in euros?
In the same way as if you were actually abroad in that country. Your bank’s credit card will pay the seller in euros or whatever currency it is, and your credit card will charge your card account with the dollar equivalent at the exchange rate and other fees I’ve mentioned above.
How do I pay a seller in euros?
Your bank’s credit card will pay the seller in euros or whatever currency it is, and your credit card will charge your card account with the dollar equivalent at the exchange rate and other fees I’ve mentioned above. You just give the seller your credit card details through their secure system. Alternatively use PayPal. Hope that is helpful.
Can you use a credit card to buy something abroad?
One where you load dollars onto the card and use it to swap it into any major currency like the euro and pay for your purchase that way. If this is just an occasional international purchase, you’d be best to use your credit card. In the same way as if you were actually abroad in that country.
What’s the best way to spend euros in Europe?
Perhaps the most convenient way to spend euros is to simply use your credit card to spend when you’re on the continent. Cards provided by MasterCard and Visa are practically universally accepted wherever you spend in Europe.
