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The Daily Insight Hub

Can I use someone else debit card to pay my credit card?

Author

William Jenkins

Updated on February 03, 2026

Yes, it is possible to pay someone else’s credit card or add money to someone’s debit card. You would typically only need the person’s name and account number to pay, and instructions on where to pay (which vary from bank to bank).

Can I pay off my partners credit card with mine?

Yes, but only some providers let you transfer another person’s balance to a credit card in your name. These providers may restrict who you can transfer a balance from. For example, the other person may have to be your partner, family member or close friend. Taking on someone else’s credit card debt is a risk.

Can I pay off another person credit card?

If you’re looking to pay off one credit balance using another card, this generally isn’t possible. Banks don’t allow you to pay your credit card balance using another credit card. Typically, payments via check, electronic bank transfer or money order are the only acceptable methods of payment.

Can I transfer my wife’s credit card balance to mine?

Transferring the balance between two people’s names In some cases, credit card issuers will require you to add your partner as an additional cardholder before their debt can be transferred to the new credit card. Otherwise, you may simply be able to transfer the balance from any person’s account to your own.

Can you pay off someone else’s credit card debt?

If you’re particularly generous and have the extra funds to spare, you can pay off the person’s entire credit card balance. That way they won’t have to think about the debt again.

Can you pay off another credit card with a balance transfer?

Credit card providers don’t allow you to pay off your debt simply by charging it to another card. But there is an indirect way to pay off this debt with another credit card: a balance transfer. Here’s what you need to know. See related: Best balance transfer credit cards

What’s the best way to pay off a credit card?

You won’t be able to pay off your credit card with another credit card, and depending on your situation, a balance transfer may be your best bet. The easiest way to pay down credit card debt, however, is making monthly payments that are greater than your required minimum amount.

Can You give your debit card to another person?

Giving a Debit Card to another person is never recommended, because you will need to give them your PIN as well. Generally, any transaction using your PIN is automatically assumed to be authorized by you.