Can money be refunded to a Visa debit card?
Daniel Santos
Updated on February 04, 2026
If you’ve paid with a Visa credit, debit or pre-paid card and your purchase has gone wrong, you may be entitled to ask for a refund. Your first step should always be to contact the seller.
Can a refund go back on a prepaid debit card?
Purchases made with a gift/prepaid debit card (Visa, Mastercard, American Express, or Discover) will have the credit refunded back to the original card.
What happens when money is refunded to a debit card?
Debit card refunds are provided in cash, by the Agency, and processed through the Card Transaction Query. Agency documents the transaction as an offline process. OTCnet captures the transaction data for the cash refund. These payments are refunded back to the debit card, as they are recorded as credit card payments.
Can you get direct deposit on a prepaid Visa?
Your prepaid card may allow you to set up direct deposit for future reloads. Contact your prepaid card’s customer service number to obtain the account number and routing number for direct deposit. There may be benefits to using direct deposit, such as waiver of the monthly fee.
How do you get your money back from a debit card?
To start a claim, call your bank card provider and ask to dispute the transaction. It can then start the procedure of claiming the money back from the supplier’s bank. Some claims CAN be made after 120 days, but the longest cut-off period is 540 days from the date of the initial transaction.
How long does a Visa debit card refund take?
What is the usual time frame for a refund? A debit card refund takes a couple of days to process. In fact, the time frame is generally between 7-10 business days. In the best-case scenario it could take up to 3 days depending on your bank.
How long do refunds take on prepaid cards?
Refunds back to cards (as long as they are reloadable) can take “up to” 30 days.
Will my stimulus check go to my debit card?
Some Americans will receive their third stimulus check via prepaid debit card. It can be used to withdraw cash from an ATM, transfer funds to a bank account, issue a check, or make purchases wherever Visa is accepted.
How long does it take for refund on debit card?
What prepaid cards can you get direct deposit on?
5 Best Prepaid Debit Cards with Direct Deposit
- Brinks Prepaid Mastercard. Apply Now » At Netspend’s secure website. 4.8/5.0.
- NetSpend® Visa® Prepaid Card. Apply Now » At Netspend’s secure website. 4.8/5.0.
- NetSpend® Visa® Prepaid Card. Apply Now » At Netspend’s secure website.
- PayPal Prepaid Mastercard® Apply Now » 4.8/5.0.
Can a tax refund be deposited into a debit card?
Setting up direct deposit of a tax refund to a prepaid or debit card is simple. It’s really no different than setting up direct deposit of a paycheck to a checking account.
How long does it take to get tax refund with direct deposit?
Get your tax refund in about two weeks with direct deposit to a prepaid or debit card. Here’s how it works and a list of prepaid and debit cards you can use.
Are there any prepaid debit cards with direct deposit?
Approximately 14.1 million American adults don’t have a checking or savings account. If this describes you, obtaining one of the best prepaid debit cards with direct deposit can make your financial life a whole lot easier.
Which is the best prepaid visa for tax refund?
Rushcard: The Rushcard prepaid Visa makes the top of our list for one reason—it is offering a cash bonus of up to $30 when you have your tax refund direct deposited onto the card. The details: When you apply for a Prepaid Visa RushCard and direct deposit a total of $3,000 or more of your tax refund, you’ll get $30.