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The Daily Insight Hub

Can someone bring you to court for owing them money?

Author

Andrew Campbell

Updated on February 16, 2026

If the value of the security doesn’t cover your debt, the creditor may also sue you for any money left owing, including interest and costs. In some cases, the court may also allow the creditor to garnish your wages and your bank account.

Can you open a case for someone who owes you money?

If someone owes you money and they refuse to pay you at the agreed time, you may take the matter to the Small Claims Court. If someone has bought goods such as furniture from you and they have failed to pay for it, you can take the matter to the Small Claims Court. go against a judgement or order of a court.

What can you do if a friend owes you money?

Request a token payment of a smaller amount to tide you over. See if they could do an odd job for you in lieu of payment. Agree a repayment plan where they pay you by regular affordable instalments. If they are already paying in instalments, allow them to take a payment break until a specified time.

What is legal action if someone owes money?

CIVIL SUIT: The lender can file a civil suit for recovering the money he owed through promissory note or loan agreement. He can do so under Order 37 of CPC which allows the lender to file a summary suit. He can file this suit in any high court, City Civil Court, Magistrate Court, Small Causes Court.

What do you do when a friend doesn’t pay you back?

Being empathetic towards the friend you’ve borrowed money from can help you decide the best way to handle the situation.

  1. Don’t Avoid Them.
  2. Don’t Take Your Relationship for Granted.
  3. Be Upfront About Your Financial Situation.
  4. Negotiate a New Repayment Plan.
  5. Hold Off on Fancy New Things.
  6. Pay the Debt ASAP.

Can you sue a friend who owes you money?

Money that you owe is called a debt. Can I sue a friend that owes me money? If someone (a debtor) owes you money, you can sue (institute a civil action against) him or her to recover the debt that he or she owes you. This means that you can have your debtor appear before the Small Claims Court to try to make him or her return your money.

Can you go to court if someone owes you money?

The success of any legal action will then depend on what evidence you can provide to show that the debt is owed. Can you take someone to court for owing you money? Yes, but the ‘burden of proof’ will be on you as the Claimant to show that the amount you are claiming is due.

Is it harassing if a friend owes you money?

Repetitive conduct in and of itself is not harassment. Your friend has a first amendment right to be repetitive, rude, nasty and unpleasant. Repeatedly contacting someone without any legal basis could possibly be deemed harassment. However, I’m not sure it’s going to be considered “without any legal basis” here. You in fact owe him the money.

How can I recover money from my friend?

The last resort in recovering your money is to take your friend to court. This is normally done through the small claims court (for amounts up to £10,000 ) and will involve you completing some paperwork, submitting it to the court and paying a court fee.