Can someone withdraw money from an ATM without my card?
Jackson Reed
Updated on February 02, 2026
Without your card and PIN, no one can withdraw funds from your account, out of an ATM. It’s as simple as that! If your account has been ‘drained’ as you say, then there is more to this than you are admitting. I hope this helps, for now.
How can you withdraw money without Card?
Ways to Withdraw Money Without a Debit Card
- Write Yourself a Check.
- Use Your Bank’s Cardless ATM.
- Use a Prepaid Card.
- Use a Payment App from Your Smartphone.
- Emergency Cash Service.
How can I get ATM without debit card?
Using the ATM without your card
- Open your mobile wallet app on your phone.
- Add your Chase debit card information.
- At an eligible Chase ATM, open your mobile wallet on your phone.
- In your wallet, select your Chase debit card for the transaction.
- Tap your phone on the Contactless symbol on the ATM.
How can someone use your debit card without the card?
There are several ways a crook could get a hold of your debit card number without actually having your card in their hands. They may have placed a skimmer on a gas pump or they may have phished you via email.
Can you manually enter your card number at an ATM?
Inform the clerk that you want to process a debit transaction with cash back and hand him the card. Wait for the clerk to manually enter the card information into his own terminal. Enter your ATM PIN when prompted and select the option to get cash back. Wait for approval of the debit transaction.
What banks offer cardless ATM?
Major banks like Chase, Bank of America, and Wells Fargo offer cardless ATMs. Near-field communication (NFC), QR codes, and biometrics are common technologies used for cardless ATMs.
Can you withdraw money from an ATM without a debit card?
An OTP will be sent to the registered number and after you enter that OTP , you can withdraw cash from your account without your debit card and PIN. They might be able to duplicate your card if they have somehow gotten ahold of your account number, but without your PIN, won’t be able to complete a transaction.
How can someone take money from your account at an ATM?
What has been known to happen is criminals installing tiny, hidden cameras at ATM machines that capture the PIN as you type it in. It’s also possible that a person was able to watch you enter your PIN standing next to you in line where you’ve entered your PIN. That PIN in conjunction with your cloned card is a goldmine.
How can I withdraw money without a pin and phone number?
Most banks if not all , allow you to make cash withdrawals from participating bank ATMs without having to use your physical cards or PIN. Go to any cardless-enabled or paycode-enabled Atm I send cash to my phone number , it generate a pay-code.
How to get cash from an ATM without a pin?
Since it has already verified it is you and your cell, you make your request on your cell – it then provides you with a one time use 8 digit code, go to their ATM, enter the code and your card # and it dispenses your pre approved amount. Next feature to be offered will use NFC from your smartphone to withdraw funds, the future is cardless.