Can wages be garnished across state lines?
Jackson Reed
Updated on January 25, 2026
If you live in one state and have a judgment against you in another state, the judgment creditor can move the judgment to your state and commence collections, including wage garnishment if your state’s law allows it.
What states do not allow garnishment of wages?
While all states allow wage garnishment for child support and unpaid state taxes, four states — North Carolina, Pennsylvania, South Carolina and Texas — don’t allow wage garnishment for creditor debts.
Does Nevada allow wage garnishment?
Nevada law limits the amount that a creditor can garnish (take) from your wages for repayment of debts. A “wage garnishment,” sometimes called a “wage attachment,” is an order requiring your employer to withhold a specific amount of money from your pay and send it directly to one of your creditors.
What kind of income can not be garnished?
While each state has its own garnishment laws, most say that Social Security benefits, disability payments, retirement funds, child support and alimony cannot be garnished for most types of debt. For example, if you owe credit card debt or medical bills, the courts have a process for you to protect those types of income from garnishments.
Can a creditor garnish 25 percent of your wages?
A creditor can take anything over that figure, or garnish 25 percent of your after-tax earnings, whichever is smaller, according to federal law. Some states protect a higher percentage of wages from garnishment.
Can a debtor garnish wages in North Carolina?
States have their own restrictions and rules regarding garnishments that can affect the ability of creditors to collect. If these rules are not strictly followed, a debtor can object to the garnishment on procedural grounds. North Carolina, South Carolina, Pennsylvania and Texas prohibit the garnishment of wages for consumer debts.
Can a wages be garnished If I live in a different state?
Domestication of Judgments. Even in states where wages cannot be garnished, an employee in that state can still be subject to garnishment if a creditor has a valid judgment in a different state.