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The Daily Insight Hub

Can you be denied a passport for credit card debt?

Author

Jackson Reed

Updated on January 30, 2026

If you have been certified to the Department of State by the Secretary of the Treasury as having a seriously delinquent tax debt, you cannot be issued a U.S. passport and your current U.S. passport may be revoked.

What are credit cards linked to?

A credit card is linked to a line of credit offered by the company that issued the card. Credit cards help build credit history; debit cards don’t.

Do you need a passport to get a credit card?

The exact documents needed vary by lender, but in general, you’ll need to know your income, address details (including previous addresses for the last few years) and your banking details, for the full application process. Some lenders will require further proof of ID such as your driving licence or a passport.

Can you use credit card for passport?

Application Fee and any Additional Services Fees: Checks (personal, certified, cashier’s, traveler’s) and money orders payable to “U.S. Department of State” Credit and debit cards CANNOT be accepted.

What stops you from getting your passport?

Denial of a U.S. Passport Application There are a number of reasons why the U.S. Department of State can deny your U.S. Passport application or renewal, including: Owing child support. Receiving an IRS taxpayer notice in the mail about having a large overdue unpaid tax debt. Having a previous passport revoked.

What ID do you need to open a credit card?

The bank through which you are applying for a credit card will need to see your driver’s license or government-issued ID card. The bank will also record the expiration and issue date of your ID, in addition to the ID number.

Why do I get asked about credit card debt when applying for passport?

First-time applicants for passports may be asked about their credit card debts – which is one result of a link between public and private sector databases. First-time applicants for passports may be asked about their credit card debts – which is one result of a link between public and private sector databases.

Where can I use my US passport card?

Ten years ago, the State Department began offering American citizens the Passport Card, a credit card-sized travel document that can only be used to re-enter the United States at land-border crossings or ports-of-entry by sea from select countries.

Can a passport card be used on an international flight?

CON: Passport Cards cannot be used for international air travel, even within the 19 (mostly Caribbean) countries that accept the cards at land or sea ports. PRO: Since it’s the size of a credit card, the Passport Card easily fits into your wallet and can be used as proof of U.S. citizenship when flying domestically.

What are the pros and cons of a passport card?

CON: It only grants access to 19 countries—all three in North America, most of the Caribbean and Bermuda. If you want to visit faraway lands, this isn’t a good option. PRO: At just $30 per renewal every 10 years, Passport Cards are a fraction of the cost of the $110 required to renew Passport Books.