Can you charge a convenience fee?
Sophia Koch
Updated on February 02, 2026
Convenience fees are legal in all 50 states but have to be clearly communicated at the point of sale. When a business charges a fee for a form of payment, whether in person, online or by phone, it’s called a surcharge. Credit card surcharges are applied when you use your credit card to make a payment.
Is it illegal to charge a CC fee?
It’s now illegal to charge an additional fee for paying by credit or debit card, but some companies have already found a way to keep charging customers. Prior to being made illegal, the law limited credit and debit card charges to whatever it cost the retailer to process a card payment.
Can you charge a customer for paying by card?
This guidance is for England, Scotland and Wales Businesses are no longer permitted to impose surcharges for paying by debit card, credit card or electronic payment services. The ban on surcharges does not apply to commercial debit or credit cards.
How do you charge a convenience fee?
Convenience fees can be a fixed dollar amount or a percentage of the transaction amount (usually 2 to 3 percent) and must be disclosed to the customer in advance. Ways to charge credit card fees to your customers: Add a line item for credit card surcharge to the invoice and add a standard amount to each invoice.
Are convenience fees refundable?
What is Convenience Fee? This fee is non-refundable. It is applicable on all modes of payment. The fee is charged per customer per transaction.
Is it legal to charge a debit card fee?
Legality. Adding surcharges to credit card payments is allowed, as of 2020. Because merchants pay fees every time you pay with plastic, they’re allowed to pass some, or all, of that fee to you.
What is the difference between a convenience fee and a surcharge?
It’s important to note that a convenience fee is different than a surcharge. A surcharge is the ability to charge extra just for the benefit of using a credit card while a convenience fee is for a specific use, such as taxes or tuitions, or payment through alternative channels, such as by phone or online.
Can a member pay for alcohol in a private club?
Usually, only the member can pay for the alcohol and the beverage cannot be removed from the premises. Some areas with strict alcohol laws may allow a different kind of private club. A restaurant may become a “private club” by charging a small “membership fee” to enter.
What are the rules for a private club?
Like everything else about private clubs, the specific laws vary in each state and municipality. Usually, only the member can pay for the alcohol and the beverage cannot be removed from the premises. Some areas with strict alcohol laws may allow a different kind of private club.
Who is in charge of liquor control in Pennsylvania?
Please be advised that it is the Pennsylvania State Police, Bureau of Liquor Control Enforcement (“Bureau”), and not the Pennsylvania Liquor Control Board (“Board”), which enforces the liquor laws in Pennsylvania.
Are there civil rights laws for private clubs?
Civil rights laws can apply to private clubs To preserve their right to privacy and freedom of association, private (members and their guests only) clubs are exempted from civil rights law.