Can you check your credit score at 17?
Sarah Martinez
Updated on January 28, 2026
Children 13 and older can check their credit the same way adults do. By visiting AnnualCreditReport.com – the only website federally authorized to provide credit reports from Experian, Equifax and TransUnion for free – your child can enter his or her personal information to receive a copy of each report.
Can I add my 17 year old to my credit card?
Yes, you can add your teenager to your credit card as an authorized user, but the teen’s age will matter to some credit card companies. American Express and Discover require authorized users to be at least 15 years old, for example, while U.S. Bank requires them to be 16.
Should I add my 16 year old to my credit card?
Adding a child as an authorized user on your credit card can help those with limited or no credit history start building a credit file. This allows them to get better credit offers (loans, mortgages, car leases and more) once they are older.
Can a person under 18 use a credit card?
Anyone under 18 can only be an authorized user on someone else’s account — like their parents’. Here are some credit card options that allow teens under 18 as authorized users, along with a few tips for teaching them financial habits. What’s in this guide? Should my teenager get a credit card? Which card issuers allow authorized users?
How can I Help my 17 year old get good credit?
All you would need to do is contact the credit card issuer and make the request. Once she is an authorized user, the issuer will send the account activity of that card to her credit reports as well as yours. As long as you always pay on time and in full, her credit scores will benefit.
How old do you have to be to get a credit card in Your Name?
Unless you’re emancipated – that is, someone who isn’t an adult by age but is legally recognized as living independently – you can’t get a standard credit card in your own name until you’re 18 years old.
What’s the best way to build credit at 18?
The best way to build credit at 18 is to get a credit card in your name and use it responsibly. All major credit cards report account information to the credit bureaus each month, allowing you to build credit history.