Can you dispute a credit card charge for services not rendered?
Sophia Koch
Updated on February 11, 2026
How to dispute a credit card charge for bad service or services not rendered. You must file a report on a disputed purchase within 60 days of the statement date on which the charge appeared. Before you officially report your issue, the law requires you to try and work out the disagreement directly with the merchant.
How do debt collection scams work?
Scammers might tap into your credit report to see whom you owe money to, for example, and then call pretending to represent those creditors. The government’s tax collection agency will never demand that you pay immediately over the phone or ask for a credit or debit card number.
How to protect yourself from credit card fraud?
We have the recipe of how to avoid credit card scams and sniff out the most common credit card fraud. The ingredients include some healthy skepticism, education and vigilance. To protect yourself from credit card fraud, start by securing your credit cards. If your card is lost or stolen, contact your card issuer immediately and cancel the account.
Can a challenger bank get away with fraud?
Monzo is aware that as a challenger bank it is high on the target list for fraudsters keen to exploit any gaps in its defences. But it also has an advantage – its new IT systems are better primed to deter fraud than the legacy systems of traditional banks.
Can a fraudulent charge be disputed on a credit card?
Fraudulent charges made on a credit card can usually be disputed, whereas that might not be the case with other payment methods. If you are planning a move, read BBB’s recent study on moving scams.
Can a fraudster get away with a stolen debit card?
But nothing has been done to him.” In one extreme case, Monzo identified a man who was convicted for card fraud, who subsequently used a stolen debit card to pay his court fine. Unlike Fraudster No 1, at least he has been apprehended. Monzo suspends or terminates accounts when it identifies fraud, but can’t tell the “customer” of its suspicions.
