Can you get a mortgage with a 710 credit score?
Andrew Campbell
Updated on February 19, 2026
A 710 credit score is a good credit score. The good-credit range includes scores of 700 to 749, while an excellent credit score is 750 to 850, and people with scores this high are in a good position to qualify for the best possible mortgages, auto loans and credit cards, among other things.
What interest rate can I get with a 710 credit score?
A 710 CIBIL score means you have good credit, and if you’re looking for a mortgage you can expect interest rates around 2.68%. If you want to qualify for lower interest rates (& save money), a seasoned credit repair expert can help.
What is the average credit score out of 710?
A credit score of 566-603 is considered fair. A credit score of 604-627 is good. A score of 628-710 is considered excellent (reference: ). Equifax scores range from 0-700.
Is 710 A OK credit score?
A 710 FICO® Score is Good, but by raising your score into the Very Good range, you could qualify for lower interest rates and better borrowing terms.
Is 710 a good credit rating score?
Can I get a good car loan with 710 credit score?
A 710 credit rating is considered “Good.” That means you are likely to have more success finding a great deal. Let’s go through the basics of auto financing and credit scores, so you can start the shopping process with total confidence.
What’s the difference between credit score and Beacon score?
A score above 780 will put you in the top 20% of borrowers, whereas a score below 619 will put you in the bottom 20%. Understand what has been used to determine your score. Many different factors go into determining your credit score, and each have a different weight in the algorithm.
What are the factors that affect a beacon score?
Smaller determining factors include the length of your credit history (about 5-7%), the amount of new credit you have or have applied for (about 10-12%), and the types of credit you use (about %15). Know what doesn’t factor in to your score.
What does the Equifax Beacon score stand for?
An Equifax FICO Risk Score, previously called a Beacon or Pinnacle score, is a measure of creditworthiness. Like other types of credit scores, it is the product of an algorithm that analyzes your credit history.
Is the Equifax Beacon Credit Score the pinnacle credit score?
The Beacon credit score has become the Pinnacle credit score, as one of the products sold by Equifax. The scores actually uses a FICO credit score model. Just when you thought you were starting to understand credit scores and how they are calculated, all the names keep changing.