Can you pay mortgage with credit card to get miles?
Sarah Martinez
Updated on February 20, 2026
If you have a rewards credit card, then charging your monthly mortgage payments to a credit card can be a big enough expense to help you quickly earn enough points and miles to travel for free. A sign-up bonus may be the best time to use a credit card to make a mortgage payment.
Can you pay mortgage with Visa Giftcard?
Finally, you can purchase VISA pin-enabled gift cards (which act like debit cards) with a credit card, and pay your mortgage with them. The best way to pay your mortgage with a credit card is to do it when you can take advantage of rewards card offers.
Can you pay for an apartment with a credit card?
In short, yes — for a fee. Make sure the convenience is worth the potential cost to your wallet or your credit score. Even if your landlord doesn’t accept credit card payments, you still have options. Some rent payment services will facilitate credit card payments — for a fee.
How can I pay off my mortgage in 5 years?
If you get paid twice per month, make a payment each time you get a paycheck. You could also make an extra lump-sum payment at the end of the year. Another simple way to put more toward your mortgage is to round your payments. If each of your payments is $1,004, then pay $1,010 each time.
Can a mortgage be paid with a credit card?
Both MasterCard and Visa allow mortgage lenders to accept credit cards for mortgage payments. However, the number of lenders willing to accept credit card payments has shrunk drastically in the past few years. And if a lender does allow you to pay with a credit card, there will, in all likelihood, be a fee of 2-3% of the payment amount.
When is the best time to pay your mortgage with a credit card?
A sign-up bonus may be the best time to use a credit card to make a mortgage payment. While spending $1 can earn you one or two rewards points with most credit cards, enrolling as a new customer can earn you 35,000 to 50,000 bonus points at one time if you spend a certain amount of money within the first few months of having the card.
Can a Wells Fargo credit card be used to pay a mortgage?
Bank of America credit cards, for instance, cannot be used to pay a mortgage. Wells Fargo credit card holders may have more luck; their cards can be used to pay a mortgage as long as the mortgage lender accepts them. Check with all three parties — card network, card issuer, mortgage lender — to ensure your payment will process.”
Can you pay your student loan with a credit card?
It allows you to make payments on a variety of bills — including your student loans, mortgage, and rent — with a credit card. After using your credit card to pay Plastiq, it issues a check or electronic payment to your mortgage lender.