Can you press charges on someone for using your credit card?

In California, it is illegal to knowingly use a credit card or a credit card’s information (number, owner’s name, billing information) to deceive a person or entity into suffering a loss, while you receive an undeserved gain.

Can you report someone for using your credit card?

Unauthorized credit card charges are a form of identity theft, so calling the police is one of the steps the FDIC recommends after discovering them. Rob Douglas, editor of IdentityTheftInfo.com, says anyone who spots an unauthorized charge on his or her credit card statement should call the police to file a report.

What should I do if I find an unauthorized charge on my credit card?

If you do notice an unauthorized charge on your credit card or funds missing from your bank account, call the card issuer to report the unauthorized charges. If you login to your account online or use the mobile app, you can report the theft those ways, too.

Why do you press charges for credit card fraud?

The victim also might have credit problems as a result of the fraud. Pressing charges for a credit card fraud is an important step toward regaining the money charged by the criminal and regaining a good credit score.

What to do if someone is using your credit card?

First and foremost, it’s important to get ahead of the criminals using your card before they can inflict more damage. Major card networks like Visa and Mastercard have “zero liability” policies designed to ensure that you won’t be held responsible for unauthorized charges made with your credit or debit card or account information.

Is it against the law to use someone else’s credit card?

Even if you get permission to transact with someone else’s card (or you allow someone to use your card), if doing so is against the rules of the cardholder’s card issuer, the cardholder would be breaking the agreement they signed with the issuer.