N
The Daily Insight Hub

Can you put a subscription on a credit card?

Author

Isabella Turner

Updated on February 09, 2026

Subscriptions are one of the easiest ways to do this. You can open a credit card, only use it for your Netflix subscription or something similar, and pay the card off automatically. Each month as you make payments, your card issuer reports them to the major credit bureaus.

Can I use my Canadian credit card anywhere?

Yes, you can use your credit card in Canada, but you’ll have better luck with some types of cards than others. Visa and Mastercard are the most widely accepted networks, and you should be able to use their cards at any merchants that take credit cards in Canada.

Can I use my Canadian credit card internationally?

Every time you make a purchase that isn’t in Canadian dollars on your credit card, you’re charged a big fee to convert back to Canadian money. You can be travelling in the USA or overseas or even just making an online purchase in another currency – doesn’t matter – that fee is going to kick in.

Do Canadian credit cards work in the US?

1. Use a U.S.-based credit card. Every time you use a Canadian credit card while in the U.S., you’re charged a foreign transaction fee, which is typically 2.5% of your purchase. The same goes if you use your Canadian credit card to pay for a hotel room in U.S. dollars and there is an error on the bill.

Should I put all my subscriptions on a credit card?

Generally speaking, paying your monthly bills by credit card can be a good idea as long as you adhere to two rules. Always pay your balance in full and on time each month. Never put bills on a credit card because you can’t afford to pay them.

Does Visa debit card work in Canada?

Visa Debit allows you to shop outside of Canada and safely pay directly from your bank account. When shopping in stores outside of Canada, Visa Debit is accepted wherever Visa is accepted. Look for the Visa acceptance mark.

How do I avoid foreign transaction fees on my credit card?

To avoid, or at least reduce, your foreign transaction fees:

  1. Sign up for one of the many fee-free credit cards that allow you to travel and pay abroad without paying a fee.
  2. Only use an ATM abroad if it is a part of your bank’s network.
  3. Avoid converting your money at the airport while traveling.

Which credit card does not charge foreign transaction fee in Canada?

Best No Foreign Transaction Fees Credit Cards in Canada

Credit CardForeign Transaction Fee OfferAnnual Fees
Scotiabank Passport™ Visa Infinite* Card0% fee$139
Scotiabank®* Gold American Express® Card0% fee$120
Rogers World Elite Mastercard2.5% fee$0
Rogers Platinum Mastercard2.5% fee$0

How much does it cost to use Canadian credit card in US?

Use a U.S.-based credit card 4 Every time you use a Canadian credit card while in the U.S., you’re charged a foreign transaction fee, which is typically 2.5% of your purchase. That’s an additional $25 on every $1,000 you spend! And if you’re thinking that you’ve never seen this charge on your credit card statement, you’re right.

Can a pharmacy in Canada use a LegitScript card?

LegitScript’s rules will only allow for an online pharmacy to be licensed within the United States and therefore any licensed, regulatory compliant, or legitimate pharmacy located outside of the USA is unable to comply with LegitScript’s BigPharma funded rules. This includes pharmacies located in Canada! What does this mean to you?

What happens when you use Canadian credit card to pay for hotel in US?

You pay the 2.5% fee on your purchase, but it doesn’t get reimbursed upon your return. The same goes if you use your Canadian credit card to pay for a hotel room in U.S. dollars and there is an error on the bill. You’ll be charged the 2.5% on the original amount, then pay it again once they issue the new bill.

Can a merchant charge a service fee in Canada?

Accepting credit and debit card payments Charging a service fee or a “convenience fee” From: Financial Consumer Agency of Canada According to Visa, MasterCard and American Express merchant rules, merchants generally cannot charge you a service fee when consumers use their credit card.