Can you put your own money on a credit card?
Sarah Martinez
Updated on February 10, 2026
You don’t add money to your credit card. You re-pay the money you borrowed (i.e. when you swipe your credit card making any purchases). Credit card is designed for you to borrow interest free if you pay up on the due date and pay huge interest if you don’t pay on the due date.
Is it possible to have a credit card with unlimited money?
Fortunately, there are credit and charge cards that allow you to make the charges you need. If your credit score is good enough, you might be able to score an “unlimited credit card”—one without a preset spending limit.
What is it called when you get a credit card with your own money?
A secured credit card is backed by a cash deposit you make when you open the account. The deposit reduces the risk to the credit card issuer: If you don’t pay your bill, the issuer can take the money from your deposit. That’s why these cards are available to people with bad credit or no credit.
Can I get my money back if I overpay my credit card?
Most credit card companies will be happy to refund you the overpaid amount by sending you a check. All you have to do is contact the company by phone or e-mail and request a check for the balance.
What are 2 reasons a college student might want to open a secured credit card?
Here’s why someone would use a secured credit card:
- High Approval Odds – You can get approved for a secured credit card no matter how damaged your credit may be.
- Low Costs – Secured cards tend to have very low annual fees, thanks to their refundable security deposit.
Can you receive money on a credit card?
Yes, you can. There several ways you can receive money on your credit card. Someone can easily send a payment to your bank paying on your account. They can do this in person, electronically or via check. They can even do this from overseas via bank wire. Also, Visa has a system where you can send money from your card to another card.
Can you buy things online with a credit card?
Unlike the past when one only had limited means of payments like transfer of money through an international system and typical currency, you can buy products across borders easily with a click of a button. You can make online purchases easily while sitting at home without getting into any kind of fret.
How to make a fake credit card out of money?
A tool for creating fake credit card numbers & from BIN codes. Datas updated at 2021-05-30 time. Create MasterCard, Visa, American Express, Diners Club, Discover, JCB and Voyager credit cards & debit cards with $100,00 to $999,00 money amount balanced. .
Can you pay a credit card bill with another credit card?
Yes, you can pay credit card bills using another credit card, via balance transfer, as mentioned by other users earlier. You cannot use another credit card on a normal online payment option like billdesk, etc. to pay your credit card bill.