Can you transfer money from a prepaid card to a credit card?
Matthew Harrington
Updated on January 27, 2026
Most prepaid cards do not allow transfers between cards of different brands, however, or between prepaid cards and regular credit cards, even if they are from the same network. Cards such as the Western Union NetSpend Prepaid MasterCard allow users to send and receive Western Union money transfers using their cards.
Can money be loaded to a credit card?
There is nothing called as loading money to a credit card. If the card you are holding is a supplementary card, the primary card holder can increase your card limit. Your card limit will automatically go up when you make a payment. One does not “load” money to a credit card.
Can you use Visa gift card to pay credit card?
Originally Answered: Can you pay bills with a Visa gift card? Yes. You can pay nearly any bill that can be paid with a debit or credit card by using a Visa Gift Card.
How do you pay a credit card with a prepaid card?
You cannot pay a credit card with a prepaid card. While you can use prepaid cards to make bill payments, credit cards are not among the things that can be paid with a prepaid card. You can only pay a credit card from a bank account, and prepaid cards are not linked to bank accounts.
Can you deposit a Visa gift card into your bank account?
Can you put a Visa gift card in your bank account? You can deposit a gift card to your bank account, although not directly. Visa gift cards are treated like Visa credit cards, meaning the balance isn’t transferable to an account.
Can I use my credit card to buy a prepaid debit card?
Yes. You can buy a prepaid card with a credit card, but you can’t load it with a credit card. That you can pay with a credit card. As for loading prepaid cards with funds, you have to use a bank transfer, check, or cash.
What happens if I pay extra on my credit card?
Many card companies limit you to paying no more than the full balance, but some do allow you to overpay. If this happens, you’ll wind up sending more money to the credit card company than you owe them. Another way to do this is if you make your payments by physical check.
What happens if I put extra money on my credit card?
If you overpay your credit card balance, the payment will result in a negative account balance, which means the credit card company will owe you money. Overpayment of credit cards can be associated with refund fraud and money laundering, and could cause your account to get frozen or even closed.
Can I load a Greendot card with a credit card?
Quick answer: Most prepaid cards cannot be loaded with a credit card. However, you can use a credit card advance to load a prepaid card — not recommended because of the fees and higher interest rates involved.
If you have a debit or credit card, you can transfer money from a prepaid debit card to your credit or debit card. If I want to transfer money from my prepaid card to my debit card, I only need to log into my prepaid card account and select the send money option, of which I enter the amount of money to transfer.
Can you transfer money from Bank of America prepaid debit card to checking account?
If you have the Bank of America EDD Prepaid Debit Card or the EDD Prepaid Digital Card, you can transfer money to your checking or savings account. You can also choose to perform a one-time transfer or a recurring direct deposit transfer to your bank account.
Can a bank issue a prepaid debit card?
Debit cards issued by banks or credit unions are not prepaid. Those cards draw money from checking or savings accounts. Bank-issued debit cards are good for use as long as money is available in the account linked to the card.
Where can I deposit money on a prepaid credit card?
Purchasers activate the cards with an initial deposit at a local store or online. Initial and subsequent deposits are possible using cash, other debit cards or bank transfers. Debit cards issued by banks or credit unions are not prepaid.