Can you transfer money without a bank account?
Jackson Reed
Updated on February 11, 2026
Sending money through a money transfer service is an option for both sending without a bank account and sending money to someone without a bank account. Several money transfer services allow you to both pay in cash and have cash delivered to your receiver.
How do I send money to a receiver without a bank account?
How to Send Money to Someone Without a Bank Account
- Money Order. Money orders work a bit like checks.
- Walmart-to-Walmart.
- Western Union.
- PayPal.
- Venmo.
- Square Cash.
- Prepaid Debit Cards.
- Google Wallet.
How do I transfer money from my savings?
Call your bank’s customer service line, which can be found on your bank statement. Ask the representative to transfer money from your savings account to one of your other accounts. Give the amount you want transferred and the account it is going to.
How do I send someone money?
How to send money online, on mobile or in person
- Venmo: Best rated for mobile.
- Zelle: Fastest for domestic transfers (tie with Google Pay).
- Google Pay: Fastest for domestic transfers (tie with Zelle).
- PayPal: Most popular online.
- Walmart-2-Walmart: Best for nonbank transfers.
What do I need to send money through Western Union?
If you’re sending money directly to a recipient’s bank account then you’ll need the full details of their account, bank branch, and address. You may also need a BIC/SWIFT code and IBAN depending on where you’re sending money to. Now you need to decide how to process the transfer – in a branch, online, or on the phone².
How long does it take for a Western Union money transfer to be credited?
Direct to bank money transfers will generally be credited at the receiver’s Bank account within 3 banking business days after money is sent, subject to Restrictions. See Terms and Conditions for details. After you sent the money, ask your receiver to contact their bank or check their bank statement to verify the deposit.
How does Western Union direct to bank account work?
The Direct to Bank Account money transfer service offers senders an easy and convenient way to send funds directly to a receivers’ bank account. What information is required from the sender to send a Direct to Bank Account money transfer?
How much can you put in Royal Bank of Scotland account?
If you live in the EU area, we have bank accounts just for you. Your eligible deposits with the Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Find out more about the scheme and how it protects your money.