N
The Daily Insight Hub

Can you use Apple without payment method?

Author

Isabella Turner

Updated on January 29, 2026

You can skip the credit card requirement if you go into the App Store first and select a free app to download before you create an account. You can set up an Apple ID on the computer through the iTunes program or with the App Store app on an iOS device.

What do I do if I don’t have Apple pay on my phone?

If you don’t want to sign up for Apple Pay when you’re setting up a new device, just tap Set up Later in Settings when you get to that screen in the setup process.

Why is my card getting declined on Apple?

If your payment method is declined in the App Store or iTunes Store. If you have an unpaid balance in the App Store or iTunes Store, you might see one of these messages: “There is a billing problem with a previous purchase. Please edit your billing info to correct the problem.”

Can I use my Apple ID balance for Apple pay?

You can use your Apple ID balance to buy apps, pay for subscriptions, and more. But for some purchases, Apple ID balance can’t be used.

How do I get my iPhone to stop asking for Apple Pay?

Helpful answers

  1. Went to Settings/Notifications/Wallet, turned on “Allow Notifications”, set “Show Previews” to NEVER, then went back and set “Allow Notifications” to OFF.
  2. Went to Settings/Wallet & Apple Pay and set to OFF.
  3. Went to Settings/Finish Setting Up iPhone/Set Up Apple Pay/ then chose “Set Up Later in Wallet”

How do I activate Apple Pay?

Go to Settings > Wallet & Apple Pay. Tap Add Card. Follow the steps to add a new card. If you’re asked to add the card that you use with your Apple ID, cards on other devices, or cards that you’ve recently removed, choose them, then enter the card security codes.

Why is my card being declined when I have money?

Why is my debit card declined when I have money? Debit cards can be declined even when you have money. Verify you have money, use the right pin, and the card has been activated. Your card type may not be accepted, is expired, or may have been flagged for suspicious activity.

How can I create an Apple ID without a credit card?

The easiest way to create an Apple ID without a credit card is to create a new Apple ID using either iTunes or your iDevice. 1. Open iTunes. In order to create an Apple ID without a credit card from your computer, you must use iTunes and not the Apple ID website.

Can you create an Apple account without an app?

If you try to create an account without installing an app, you won’t notice the “None” option in the payment method page.

How can I verify my iTunes account without a credit card?

Verify your account. Click the link in the verification email that is sent to the email address you provided. Once you click the link, your Apple ID is ready to go. Check if your region settings changed. If you recently changed regions for an existing Apple ID, you must provide a payment method and update your billing information.

How do I create a free iTunes account?

Tap the “Free” button, and then tap the “Install” button that appears. Tap “Create New Apple ID” when prompted to sign in. Fill out all of the information required. You will be asked to enter your email address, create a password, and create some security questions, and enter your birthday.