Can you withdraw money from a Horizon Gold Card?

The Horizon Gold is a shopping account and can be used at thehorizonoutlet.com only. It is impossible to withdraw cash from it or spend the $500 limit for other purchases. Note that withdrawing money from credit cards is typically expensive, since you will be charged additional fees.

Can I use my horizon gold card anywhere?

You can use the Horizon Gold card only to shop at the Horizon Outlet online store. (This is also true of the NetFirst Platinum card, another card marketed by Horizon Card Services.)

Does golden one do cash advance?

Cash Advance Fee Either $5.00 or 2.5% of the amount of each cash advance, whichever is greater We may charge you a fee for each cash advance. Foreign Transaction Fee up to 1% of each transaction in U.S. Dollars We may charge you a fee for a purchase made in a currency other than U.S. Dollars.

What credit bureau does Horizon Gold report to?

EQUIFAX
This company reports to EQUIFAX. All you do is pay 24.95 per month and this card becomes part of your credit report.

How do I increase my spending limit Golden 1?

You can request a credit limit increase at any Golden 1 branch, or over the phone through our Member Service Contact Center at 1-877-GOLDEN 1 (1-877-465-3361).

How much can I withdraw from an ATM Golden 1?

$500 per day
At Golden 1 ATM machines, you may obtain cash advances against your Visa up to a maximum aggregate total of $500 per day provided sufficient credit is available.

Is the Horizon Gold Card a credit card?

Moreover, the Horizon Gold is reported as a charge card, rather than a credit card. This distinction is important because charge cards are often excluded from your credit utilization ratio, or the percentage of your credit you’re using at any given time, while credit cards are included.

Is there an annual fee for Horizon Gold?

The biggest drawback to Horizon Gold is its annual fee. You’ll pay almost $300 per year ($24.95 per month) for the card. That’s comparable to (or higher than) some of the premium cards. Again, this is where secured cards may be better.

Where can I use my horizon card services account?

Horizon Card Services account is a line of credit that can be used by an account holder to shop exclusively at our online shopping website … Horizon Card Services does not facilitate, nor provide assistance in obtaining credit from any other credit-issuing entities.

Can a credit card be used for a cash advance?

If you find yourself in a jam where a credit card is not accepted, a credit card cash advance from a bank, ATM or convenience check might be your only option. Cash advances can be easy to abuse, though, which is why some people may want to block or limit this card feature.