Can you withdraw money from different bank ATM?
Sarah Martinez
Updated on January 28, 2026
You generally can use your debit card to withdraw money at an ATM owned by another bank, or at an ATM owned by a third-party provider in a location such as a convenience store or restaurant. Both your bank and the owner of the ATM could charge you a fee for the transaction by deducting it from your bank balance.
Can I withdraw cash from a bank that isn’t mine?
You can only withdraw from a bank account that is yours. You may use another banks atm to access your account but there may be fees per transaction. You can only withdraw money that you have previously deposited.
Is there any charges for ATM withdrawal?
Starting August 1, the interchange fee that banks can charge on Automated Teller Machines (ATM) will see an increase of ₹2 following the Reserve Bank of India (RBI) order. In June, the central bank raised the interchange fee from ₹15 to ₹17, while for non-financial transactions the fee has been raised from ₹5 to ₹6.
What is the limit for cash withdrawal?
The revised ceiling for cash withdrawal for self through withdrawal form accompanies by savings bank passbook has been raised to Rs 25,000 per day. Further, the ceiling for cash withdrawal by a customer for himself through cheque has been raised to Rs 1 lakh.
Can I get 3000 out of an ATM?
Daily ATM cash withdrawal limits generally range from $500 to $3,000 depending on the bank and account type, while daily purchase limits can range from $400 to $25,000. If a stolen ATM and PIN are used to access an account, there’s a limit on how much can be taken out.
Is it illegal to withdraw money from someone else’s account?
It is most certainly illegal to withdraw money from a bank account without the knowledge and permission of the owner of the account.
Can you withdraw from an ATM with a Visa card?
Yes. You can withdraw funds from your account at any ATM that accepts Visa Cards (pretty much all of them). However, when you use ATMs of other banks, there will most likely be a minor charge involved, since your transaction is routed from the other bank to a local switch to Visa to your bank.
Can you use your phone to withdraw money from an ATM?
Use your phone to withdraw cash from ATMs when you don’t have your debit card. Some of the top banks have found a way to make accessing your cash even easier. With secure apps installed on your mobile phone, you can access your digital wallet to withdraw the money from an ATM. Your phone is already at your fingertips – now your cash will be too.
Can a debit card be used at another ATM?
You generally can use your debit card to withdraw money at an ATM owned by another bank, or at an ATM owned by a third-party provider in a location such as a convenience store or restaurant.
Can you withdraw money from any credit union?
If your credit union is part of the shared branching network (also known as CU Service Centers), you can complete most routine transactions from anywhere, including: Make deposits at any credit union that’s part of the network. Withdraw cash from a teller or ATM. Make loan payments. Move money between accounts.