current events
Is it good to pay off credit card balances?
Carrying a balance does not help your credit score. There is a persistent myth that paying off your entire balance is a mistake when you are trying to bui...
Feb 19, 2026 0 views
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current events
Does having two credit cards hurt your credit?
Having multiple credit cards can either help or hurt your credit scores, depending on how you use them. While the number of cards you carry likely won’t h...
Feb 19, 2026 0 views
current events
Should you cancel old or unused credit cards as it has a negative impact on your credit score?
Particularly if you’re planning to apply for new credit soon—in the form of a mortgage or an auto loan, for instance—keeping unused credit cards open can ...
Feb 19, 2026 0 views
current events
How do you negotiate with a collection agency to remove negative reports?
Make an Offer On active accounts: Ask for the creditor to waive late fees or punitive interest rate increases. Start by offering to pay no more than half ...
Feb 18, 2026 0 views
current events
Should a 17 year old have a debit or credit card?
Debit and credit cards can help parents teach teenagers about money. Either credit or debit cards can be good teaching tools, but each one has differences...
Feb 18, 2026 0 views
current events
Is spouse responsible for credit card debt after divorce?
When you get a divorce, you are still responsible for any debt in your name. Credit card debt that is solely in your name. Joint credit card debt that is ...
Feb 18, 2026 0 views
current events
How serious a crime is credit card theft and fraud?
How severely is credit card theft and fraud punished? Minor offenses can result in fines, jail time, or both, but felony-level credit card theft and fraud...
Feb 18, 2026 0 views
current events
How can I get rid of negative payment history?
1 To help on your way to better credit, here are some strategies to get negative credit report information removed from your credit report. Submit a Dispu...
Feb 18, 2026 3 views
current events
What is a good report card?
Naturally, the most effective report card should reflect those tests and inform continued progress. This format holds teachers accountable to evaluate eac...
Feb 18, 2026 0 views
current events
Do hospitals have to forgive medical bills?
According to Walker, most U.S. hospitals are nonprofit, which means that “if you make under a certain amount of money[,] the hospital will legally have to...
Feb 18, 2026 0 views
current events
Can you get refund on a different card?
Refunds can be sent back only to the original payment method used in a charge. It’s not possible to send a refund to a different destination (e.g., anothe...
Feb 18, 2026 0 views
current events
What bank owns OpenSky credit card?
The OpenSky® Secured Visa® Credit Card from Capital Bank is a good option to help rebuild your credit. There’s no credit report required to apply, so your...
Feb 18, 2026 0 views
