education
Can you block a pre-authorized payment?
You can stop the bank from paying a single pre-authorized charge by contacting it in writing or orally at least three business days before the pre-authori...
Feb 07, 2026 4 views
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education
Is a charge-off the same as a Judgement?
Judgments and Charge-Offs A judgment is simply a formal court affirmation that a creditor is entitled to the repayment of a debt and can pursue more aggre...
Feb 07, 2026 0 views
education
How do tips on a credit card work?
When you tip with a credit card, you write the amount you wish to tip on your receipt, then sign the receipt to confirm the total amount (tip + bill) to b...
Feb 07, 2026 0 views
education
When was the 1st credit card issued?
1950 The first universal credit card, which could be used at a variety of establishments, was introduced by the Diners’ Club, Inc., in 1950. Another major...
Feb 07, 2026 0 views
education
How many free credit reports are you legally entitled to each year?
How do you check your credit report? On AnnualCreditReport.com you are entitled to a free annual credit report from each of the three credit reporting age...
Feb 07, 2026 0 views
education
Can a 14 year old apply for a credit card?
Teens can begin building credit at a young age by becoming authorized users on their parents’ credit cards. At 18, teens can apply for a credit card in th...
Feb 06, 2026 0 views
education
Can a collection agency change the amount owed?
A debt collector may not collect any interest or fee not authorized by the agreement or by law. The interest rate or fees charged on your debt may be incr...
Feb 06, 2026 0 views
education
Why did my credit card lower my available credit?
Low credit utilization: If you haven’t used a credit card much or at all over a certain amount of time, the card issuer might lower your credit limit. Cha...
Feb 06, 2026 0 views
education
Are debt relief companies legal?
Almost all states regulate debt relief companies, and some states prohibit debt settlement companies from doing business. These state laws usually don’t a...
Feb 06, 2026 0 views
education
Who is Mukhiya in panchayat?
(q) “Member of Gram Panchayat” means an elected member of that Panchayat; (r) “Mukhiya” means a Mukhiya of Gram Panchayat elected under the provisions of ...
Feb 06, 2026 0 views
education
How do I write a letter asking for a cash advance?
I request you to kindly make a payment of ______ (Amount) as an advance payment. I believe that you will consider this request as genuine and you will pro...
Feb 06, 2026 0 views
education
How long after meeting of creditors is discharge?
about 60 days Assuming that everything goes according to schedule, you can expect to receive your bankruptcy discharge (the court order that wipes out you...
Feb 06, 2026 0 views
