Expert insights and detailed technical documentation about Global Affairs.
If you have an employer identification number (EIN) — a nine-digit tax ID number assigned to your business by the IRS — you can use it to apply for a smal...
Once the account has been charged off, the creditor turns the account over to a collection agency, and then they attempt to collect the past due amount. A...
ATM or Debit Card Loss or Fraudulent Transfers. If you report: Your maximum loss: Within 2 business days after you learn about the loss or theft. $50 More...
Credit card debt, unlike mortgage debt, is unsecured debt. This means your credit card company can’t come immediately take your stuff — including your hom...
For your bank levy to go away, you’ll typically need to repay the debt you owe, work out a settlement on the debt or make payment arrangements that satisf...
To convert a decimal to a percentage, multiply by 100 (just move the decimal point 2 places to the right). For example, 0.065 = 6.5% and 3.75 = 375%. To f...
1. You pay your balance in full before the due date. If you receive your statement and pay the entire balance by the due date, the credit card company wil...
A: Credit bureaus get information from your creditors, such as a bank, credit card issuer, or auto finance company. They also get information about you fr...
Visa®, Mastercard®, and Discover® cardholders: Turn your card over and look at the signature box. You should see either the entire 16-digit credit card nu...
Yes, you can dispute gambling charges – both online and brick-and-mortar – but you are unlikely to succeed. Even if you do succeed, there are significant ...
1959 Invention of plastic credit cards: American Express was the first issuer to offer a plastic card, beginning in 1959. Introduction of revolving balanc...
Bluebird® Bank Account A fee-friendly bank Account with a widely accepted Visa® Debit Card that lets you manage your money with ease and flexibility. Enjo...
