Can you do a credit check on your spouse?
A: No, you can’t check your spouse’s (or ex’s) personal credit reports. In order to request a consumer report on someone else, you must have what’s called...
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A: No, you can’t check your spouse’s (or ex’s) personal credit reports. In order to request a consumer report on someone else, you must have what’s called...
That said, a lawyer should not report non-paying clients to credit bureaus. Reporting to a credit agency is not necessary to collect a fee because a delin...
Opening and closing a checking account doesn’t normally affect your credit. If that happens, the debt will likely be reported to the credit bureaus and af...
A credit card expires at the end of the month, not the beginning. You’ll find your credit card’s expiration date on the bottom half of your card, below yo...
Your credit utilization ratio, or balance-to-limit ratio, is the second most important factor in your credit scores. For this reason, leaving your credit ...
The following are a few assets that may be protected from creditors pursuant in Ohio pursuant to Ohio Revised Code Section 2329.66: Life Insurance and Ann...
If you’ve paid with a Visa credit, debit or pre-paid card and your purchase has gone wrong, you may be entitled to ask for a refund. Your first step shoul...
Due to a combination of regulation and fraud protection, debit card transactions are frequently cheaper for merchants to process than credit cards. And ev...
The IRS may count a debt written off or settled by your creditor as taxable income. If you settle a debt with a creditor for less than the full amount, or...
Here’s how to add your card: Go to Wallet. Click Link a debit or credit card. Enter your card information, and click Link Card. Do you have to have a phon...
Here are his six ways to better manage your credit and improve your score: Pay your bills on time, every time. Keep balances low on credit cards and other...
If you’re not sure how to pay for your cab fare, don’t worry. You can pay in cash or you can use your debit or credit card. However, most cab drivers acce...