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Global Affairs

Expert insights and detailed technical documentation about Global Affairs.

global affairs

Are vendors allowed to charge credit card fees?

Credit card surcharges Surcharges are legal unless restricted by state law. If merchants add a surcharge, they must decide to add them at the brand or pro...

Jan 25, 2026 0 views
global affairs

What does it mean when a lien expires?

While an expired lien will no longer be valid and enforceable (and thus has lost its effectiveness as a tool to help remedy a payment issue), it still may...

Jan 24, 2026 0 views
global affairs

Do credit card companies know how old you are?

The Credit card is not a valid form of ID and has not information, such as your date of birth, that would allow anyone to sort out how old you are. I beli...

Jan 24, 2026 0 views
global affairs

Can you be liable for your partners debt?

You are not responsible for your partner’s debts just because of your relationship, whether you are married or not. However, you may have become liable fo...

Jan 24, 2026 0 views
global affairs

What does it mean when debt is forgiven?

What is debt forgiveness? Debt forgiveness happens when a lender forgives either all or some of a borrower’s outstanding balance on their loan or credit a...

Jan 24, 2026 0 views
global affairs

Can you pay off a delinquent account?

Delinquent debts can be paid in full or you can attempt to negotiate a settlement with your creditors to pay less than what’s owed. How much does paying d...

Jan 24, 2026 0 views
global affairs

Do all credit cards have transaction fees?

Credit card companies charge between approximately 1.3% and 3.5% of each credit card transaction in processing fees. The exact amount depends on the payme...

Jan 23, 2026 0 views
global affairs

Where is the card number and CVV?

It is the three-digit number at the back of your debit card. For certain types of debit cards, it could be a four-digit number printed on the front….What ...

Jan 23, 2026 0 views
global affairs

Do you pay sales tax with a credit card?

Is there a fee to pay by credit card? Yes. This service fee is retained by the vendor and is not revenue to the California Department of Tax and Fee Admin...

Jan 23, 2026 0 views
global affairs

Does a remark hurt your credit score?

A remark by itself has no effect on one’s credit score. What does derogatory mean on credit? A derogatory item is considered negative, and typically indic...

Jan 23, 2026 0 views