health insights
Does Ohio allow creditors to garnish wages?
Both federal wage garnishment law and Ohio state law limit most creditors to 25% of your wages. Also, most creditors must file a collections lawsuit and r...
Feb 19, 2026 1 views
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Health Insights
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health insights
How long does a 30-day past due stay on credit report?
seven years A 30-day late payment stays on your credit report for seven years, at which point it will automatically drop off your credit report and no lon...
Feb 19, 2026 0 views
health insights
How much of a discount can you get for paying cash?
Saving as much as $3 per week adds up to $150 or more per year. An informal survey of restaurants around the country found 10 percent is the norm for cash...
Feb 19, 2026 0 views
health insights
How do I pay my Chase Freedom Card?
How do I pay my credit card online? Go to to sign in and make a payment online. How do I pay my credit card by phone? To make a payment by the automated p...
Feb 19, 2026 0 views
health insights
How can I get out of paying my credit card late fees?
If you accidentally miss a credit card payment, call or write to the bank to request they waive the late fee. They’ll typically reverse a fee if you’re on...
Feb 19, 2026 0 views
health insights
Is your Social Security number connected to your credit?
Rod Griffin, director of consumer education and awareness at Experian, said getting a new Social Security number won’t negatively impact your credit histo...
Feb 18, 2026 0 views
health insights
How can I get last 4 digits of ATM card?
If you have the card but the card number is not visible you can go to an ATM and get a balance enquiry and on the paper statement you can see the last 4 d...
Feb 18, 2026 0 views
health insights
Do closed accounts with zero balances affect credit score?
“Having a zero balance helps to lower your overall utilization rate; however, if you leave a card with a zero balance for too long, the issuer may close y...
Feb 18, 2026 0 views
health insights
How much does removing a dispute affect your credit score?
REMOVING A DISPUTE COMMENT TO INCREASE YOUR FICO SCORE: If you an account that is in dispute (showing a variation 1 dispute comment), but with a positive ...
Feb 18, 2026 0 views
health insights
How do I satisfy a Judgement on my credit report?
If you find a judgment on your credit report, here are 4 easy ways to get it removed: Ask for Court Validation. Any inaccurate information on your credit ...
Feb 18, 2026 0 views
health insights
What should you do if your debit credit card is lost or stolen Why?
Report the loss or theft of your card to the card issuer as quickly as possible. Many companies have toll-free numbers and 24-hour service for such emerge...
Feb 18, 2026 0 views
health insights
How do you find out what account went to collections?
To find out what you have in collections, you will need to check your latest credit reports from each of the 3 credit bureaus. Collection agencies are not...
Feb 17, 2026 0 views
