science
Can I legally use my maiden name?
Brette’s Answer: You can use your maiden name at any time you want. To change it on legal documents such as a driver’s license, Social Security card, or p...
Feb 19, 2026 0 views
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What can you do about fraudulent credit card charges?
5 steps to take if you’re a victim of credit card fraud. Call your credit card company immediately. Check your credit card accounts and change your passwo...
Feb 19, 2026 0 views
science
Can you build credit on a joint account?
A joint account can help account holders improve their credit. If the account is kept in good standing—meaning payments are made on time, every time—a joi...
Feb 19, 2026 0 views
science
Why is my credit score going down when I have no debt?
Your credit score may go down after paying off a loan or a credit-card balance. When you pay off a credit-card balance, avoid canceling the credit card al...
Feb 19, 2026 0 views
science
Is it better to settle with creditors or pay in full?
It is always better to pay off your debt in full if possible. While settling an account won’t damage your credit as much as not paying at all, a status of...
Feb 18, 2026 0 views
science
Can a debt collector come after you after 5 years?
Each state has a law referred to as a statute of limitations that spells out the time period during which a creditor or collector may sue borrowers to col...
Feb 18, 2026 0 views
science
Will credit card debt go away after 7 years?
Unpaid credit card debt will drop off an individual’s credit report after 7 years, meaning late payments associated with the unpaid debt will no longer af...
Feb 18, 2026 0 views
science
What happens if your credit card account closes?
In addition, if a credit card is closed due to inactivity, you may lose card benefits or accumulated rewards. Please note that a closed account isn’t imme...
Feb 18, 2026 0 views
science
Can I sue a company for false credit reporting?
Under the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681 and following), you may sue a credit reporting agency for negligent or willful noncompliance ...
Feb 18, 2026 0 views
science
Can a credit card company remove a delinquent account?
Late payments remain in your credit history for seven years from the original delinquency date, which is the date the account first became late. They cann...
Feb 18, 2026 0 views
science
How do I close a credit card I no longer have?
Use the following steps to cancel your credit card the right way. Find the number of the customer service department you need to contact. Redeem any remai...
Feb 18, 2026 0 views
science
Do credit bureaus know your address?
Your addresses, names and jobs aren’t factored into your scores (but these components are), so don’t fret if this information isn’t immediately updated on...
Feb 18, 2026 0 views
