Do accountants check credit score?
Jackson Reed
Updated on February 05, 2026
If you are still wondering if accounting firms check credit, the answer is likely yes. And while this may be frustrating to you, there are some valid reasons for it. Employers do have a reason to be concerned about the financial well being of potential employees.
How much does an accountant without a degree make?
Accountant No Experience Salary
| Annual Salary | Weekly Pay | |
|---|---|---|
| Top Earners | $127,000 | $2,442 |
| 75th Percentile | $68,500 | $1,317 |
| Average | $57,735 | $1,110 |
| 25th Percentile | $37,000 | $711 |
Can an accountant help fix your credit?
An accountant can also help you improve your credit rating. We all know that paying all your bills on time help your credit. But there are many other tactics that can speed up the process. Your accountant does, and they can teach you.
Can I be an accountant without a finance degree?
First of all, rest assured that you don’t need to study for 4 years to become an accountant. It is absolutely fine to get the training to be an accountant without a degree related to accounting, finance, business or numbers in general. From my experience, accounting is a set of rules that is best to learn on-the-job.
Do you need a good credit score to be an accountant?
Although a bad credit history may affect becoming an accountant, taking responsibility for your finances and repairing any credit issues before you apply for jobs will make a significant difference in your attractiveness as a candidate for a job position, and can ensure that you secure a job in the field you desire.
Do credit companies check your income?
Income is not part of your credit report. And while lenders often factor your income into their lending decisions, they’ll typically get that information directly from you during the credit application process.
How much do accountants start out making?
The Bureau of Labor Statistics reports that the national average accountant starting salary is about $31,000 per year. Those individuals with experience can expect to earn a senior accountant salary of over $100,000 per year.
How can I repair my credit myself?
How To Fix Your Credit In 7 Easy Steps
- Check Your Credit Score & Report.
- Fix or Dispute Any Errors.
- Always Pay Your Bills On Time.
- Keep Your Credit Utilization Ratio Below 30%
- Pay Down Other Debts.
- Keep Old Credit Cards Open.
- Don’t Take Out Credit Unless You Need It.
Can you get an accounting degree without a college degree?
If you don’t have any bachelor’s degree, there are accounting certifications you can get instead that will qualify you. So, if you are a detail-oriented numbers person, and think a career in accounting might be perfect for you, there are several paths to success.
Can a person with poor credit become an accountant?
Anyone who wishes to become an accountant or CPA who has poor credit would likely want to avoid going through bankruptcy at all costs, but being honest about your situation and ready to explain any financial issues may help to alleviate any reservations a potential employer may have.
What can I do with a bachelor’s degree in accounting?
If earning the CPA sounds like more than you want to take on at your age or situation in life, you should research other global accounting and finance certifications. Consider, for example, the Certified Management Accountant (CMA) certification. It welcomes accountants with any kind of bachelor’s degree.
Can a bad credit report get you fired as an accountant?
A bad credit report could even get a new accountant fired. One way to keep major student loan debt from affecting your credit history is to seek out a less expensive online accounting degree. See 10 Best Online Accounting Schools for more information.
