N
The Daily Insight Hub

Do banks contact you by email?

Author

Daniel Santos

Updated on January 10, 2026

Your bank will never send you an email, or call you on the phone, demanding that you disclose personal information such as your password, credit or debit card number, or your mother’s maiden name. If the hyperlinked address isn’t the same as what appears in the email, it’s probably a phishing attempt.

What to do if you have been victim of a scam?

Report the crime Go to or call 877-438-4338 or TDD (202) 326-2502 to file a report with the Federal Trade Commission (FTC). Print out or request an Identity Theft Affidavit. Complete it and save it somewhere safe in your home.

What happens if you get an inheritance email?

When somebody contacts you by email with the promise of an inheritance, there is no point in contacting them just in case – no one has ever received the promised money. You won’t, either. Also, the scammer is likely to try to obtain from you information that can be used to fake your identity and commit credit card fraud or bank fraud.

How does inheritance fraud work and how does it work?

Inheritance frauds are run by criminals who obtain email lists, ideally lists that include the email account owners’ names. They then create mass mailings based upon those lists, describing how a fictitious individual with the same last name died without heirs, usually in a remote part of the world.

What kind of inheritance letter do I get?

Let’s look at an inheritance letter sample and format. You receive a message – usually by email – but sometimes via regular mail or social media as well – from somebody who claims to be the widow, the lawyer, or the children of somebody who recently passed away. The death’s reason could be any, from aviation accident to coronavirus spread.

Why is it difficult to claim an inheritance?

You will be told that your supposed inheritance is difficult to access due to government regulations, taxes or bank restrictions in the country where the money is held, and that you will need to pay money and provide personal details to claim it. .