Do Costco accept credit cards?
Daniel Santos
Updated on February 04, 2026
We welcome debit cards (UK Maestro, Visa Debit), all major credit cards (Mastercard, American Express and Visa) and PayPal online at
What payments are accepted at Costco?
Payment. Costco accepts all Visa cards, as well as cash, checks, debit/ATM, EBT and Costco Shop Cards.
Can a non member use their credit card at Costco?
Australian Shop Card terms and conditions Available in denominations from $25 to $999.99. Members and non-members may use the Costco Shop Cards for the purchase of merchandise, services and Costco memberships at any Costco location in Australia, excluding purchases of petrol and excluding all online purchases.
Why does Costco only take Visa?
Costco only accepts Visa credit cards. Put simply, Costco wants you to use a Visa card because it saves them a considerable amount of money in transaction fees. You can still use most branded debit cards at the register, since the “swipe” fees are much lower for merchants.
Does Costco accept Mastercard 2020?
Since Costco has a contract with Visa, shoppers can’t use credit cards backed by the other three main networks, American Express, Mastercard or Discover, at Costco warehouses. However, you’re able to pay with Mastercard and Discover cards for purchases made at Costco.com and the Costco app.
What documents do I need for Costco membership?
In order to be a member or purchase a membership you must be at least 18 years old. You also must have a valid government issued picture ID, it does not have to be a US ID, passports or government issued IDs from other countries will work.
What is the cheapest Costco membership?
The basic membership is called the Gold Star membership. Priced at $60, it’s the minimum you can spend to get in the door and start throwing some of that Kirkland-brand goodness –which is often 20 percent cheaper than most other brands in the store — into your extra-large shopping cart.
How do I get a free Costco membership?
17 Ways to Get a Costco Membership for Free
- Buy Kirkland Brand.
- Buy Tires.
- Buy Gift Cards.
- Buy Gas.
- Buy Movie Tickets.
- Use The “Instant” Costco Coupons.
- Use Ibotta.
- Use The “Price Protection” Plan.
Can a non Costco member pay?
No need to feel guilty: “Members and non-members may use the Costco Cash Cards to shop at any Costco location in the United States, Puerto Rico, Canada and online at Costco.com,” according to the terms and conditions of the card.
Can you use a Visa credit card at Costco?
Our experts took a look at the best credit cards to use at Costco and identified 10 strong candidates. And while you may think you can use any credit card you want to pay for Costco purchases, that’s not correct, because Costco only accepts cards on the Visa payment network.
Who is the sole issuer of Costco credit cards?
Starting January 1, 2015 Capital One took over as the sole issuer of Costco branded credit cards which bare the MasterCard logo. There’s still some confusion about which credit cards are accepted at Costco’s 89 Canadian warehouse locations.
How much cash back do I get at Costco?
You get 4% cash back on gas up to $7,000 in annual purchases — including at Costco gas — and 1% cash back after reaching the $7,000 level. Get 3% cash back on all restaurant and travel purchases and 2% cash back on all Costco and Costco.com purchases. For all other purchases, this card offers a standard 1% cash back rate.
Where can I use my Visa credit card?
You can use your Visa credit card to buy Costco Cash Cards at Costco.ca. The Costco Cash Cards can be used at the warehouse, gas stations, or even online.
