Do credit cards work in Mexico?
Andrew Campbell
Updated on January 19, 2026
Mastercard, Visa and American Express are widely accepted in Mexico, especially in most hotels and restaurants. However, some of the smaller merchants may accept only cash. If you want to make cash withdrawals, consider getting a debit card, which usually has no cash advance fees.
Is it better to use credit card or cash in Mexico?
Using credit cards and debit cards in Mexico It’s always a good idea to carry some cash on you as well, but don’t carry around more than you plan to spend on any given day. Still, you’re better off using your credit card for large purposes; the fees will be smaller than for cash transactions.
Can you buy gas with a credit card?
Yes, some gas stations and station chains do offer a discounted price for using cash over a credit card. While many gas stations might prefer that you use cash, for convenience, cleanliness, and rewards-earning potential, a credit card may be the way to go for paying for purchases at the pump.
Is gas cheaper in Mexico?
Gasoline in the capital Mexico City was also above the national average, at 18.6 pesos per liter….Average price of gasoline per liter in Mexico in 2020, by state (in Mexican pesos)
| Characteristic | Average price in Mexican pesos per liter |
|---|---|
| Mexico City | 18.64 |
| Sinaloa | 18.57 |
| Durango | 18.55 |
| Michoacán de Ocampo | 18.48 |
Should I bring cash to Mexico?
In the past, tourists were advised to not even bother with debit cards and credit cards in Mexico, but that’s changed. When visiting a local restaurant, an outdoor artisan market or a street food booth, cash is absolutely necessary.
What bank can I use in Mexico if I have Chase?
In Summary The following banks have locations in Mexico and the United States: Citibank (known as Banamex in Mexico), HSBC, Mizuho Americas, Santander Bank, and Bank of America (through partnerships with Santander Bank).
Should I convert my money before going to Mexico?
It’s recommended that you buy pesos before you land in Mexico, just in case you need the cash. According to this USA Today article, the most economical way to do this is to buy pesos from your bank in the U.S. Most banks will do this for free, especially if you’re not withdrawing a significant amount of money.
Should I exchange currency before I travel to Mexico?
Exchange Money Before Your Trip It’s a good idea to get some Mexican pesos before your arrival in Mexico, if possible (your bank, travel agency, or exchange bureau should be able to arrange this for you). Although you won’t receive the best rate of exchange, it may save you worries upon your arrival.
Do you pay more for gas if you use a credit card?
So, yes, gas stations (and all other retailers) are permitted to charge you extra for using a credit card. But here’s the thing: Those rules are pretty cumbersome for gas stations to follow. Instead, most rely on their old standby – providing a discount for using cash as opposed to a surcharge for using credit.
What if I prepay for too much gas with credit card?
If you prepay an amount that is greater than the amount put into your vehicle, you have to go back inside the store to get your change.
What kind of cash do you use at gas stations in Mexico?
Payment at gas stations is usually in cash (Mexican pesos, no foreign currency accepted), and this is usually easier and more convenient, but some stations do accept credit and debit cards.
Where can I buy unleaded gasoline in Mexico?
Buying Fuel for Your Vehicle in Mexico. Purchasing Gas in Mexico is Easy. Pemex gas stations are the only official outlets where you can purchase fuel in Mexico. The unleaded gasoline is called ‘Magna Sin’, which is supposed to have an octane rating of around 90.
Where can you get cash in Mexico with a credit card?
It’s easy to get cash in Mexico, as ATMs are widespread. Still, consider getting cash only from ATMs at bank branches, where you’re less likely to become a victim of fraud. It’s best to use a debit card at an ATM. That’s because your credit card will probably charge a cash advance fee when you withdraw money.
Do you have to pump your own gas in Mexico?
Since 2018, the market has opened to other gas companies and now there is some competition, so you may find a slight difference in price at different stations. All gas stations in Mexico are full service, so you will not need to pump your own gas.
